Western Union

Getting an offer from Western Union Pune. Profile: ~7 yoe, ~3.5 in product But the company is really lowballing on CTC, offering almost just as much as current company and saying that we can't go beyond this. Overall, I am considering this offer due to personal reasons (closer to family). Want to know 2 things: 1) any inputs on company culture/growth opportunities at Western union India? 2) Any suggestions on should I accept the offer/to negotiate better salary.