Discontinue credit card
How do I discontinue my credit card? Is there a standard way to close it with banks?
BiryaniEnthu
Stealth
a year ago
1. No outstanding balance
2. Call support
3. They will put all efforts to keep you, give away offers
4. If you still resist, they will cancel
stealthyfime
Stealth
a year ago
Is it easy enough or do you have to keep following up
BiryaniEnthu
Stealth
a year ago
I cancelled one for my mother, Axis card
It was done in 3 business days, they sent mail
But they had me on call for 1n half hours convincing why I shouldn't leave
You can email them with an email drafted via ChatGPT instead of calling Customer Support after clearing all your dues.
You will have something in written conversation and bank will have to follow the RBI guideline else the bank will have to penalty.
stealthyfime
Stealth
a year ago
Oh got it, I'll try this thanks!
stealthyfime
Stealth
a year ago
Yikes that's what sounds so effortful. But thanks for the info!
SabChangaSi
Stealth
a year ago
Great thread. Everyone who has over inflated number of cards should close some.
stealthyfime
Stealth
a year ago
Haha I agree, randomly took a couple of free cards that I don't use
