From the below options,Which one do you prefer and why

Hi All, We are planning to buy a builder floor flat(reason : we get more land share than buying an apartment). Budget within 1.5 to 1.8 cr My salary : 44lacs My husband's salary: 64 lacs We both have purchased two houses in our home towns in tier 2 cities. Together we both have a loan of approximately 44 lacs. We are not closing it because of tax benefit and also those loan accounts are OD we are getting approximately 7% interest. Till now we didn't have a plan of buying any property. We just had a plan of doing sip in mutual funds which will give more returns. But now we are feeling like buying one. Because both of us are doing wfh and our daughter started going to school. Parents are also staying with us. Is it a good idea to buy a house or stay in a rented property, have some savings for the next 10 years or so and buy with full cash?

Should we buy it at Hitech City 🌆 as apartment or outskirts as 3 Storied building 🏢 as it generates rental income , suggest where should I buy

Hello, i’m planning to buy house and need suggestion. People who bought houses in premium or normal gated communities can you share your good and bad points about these gated communities? How are you managing high emi, school fees, building maintenance fees, personal health and monthly groceries. How much money will be saved every month?

I am from Ahmedabad. Till now me and my family was living in a rented house. Now I shifted to Hyderabad with a very good package. Now I am planning to buy a home in Ahmedabad so that my family can live in our own home 🏡. Should I invest 70-80 lakhs? Any suggestions.

Should i buy a 3 bhk in Bangalore which is of 1.5cr or 2cr, and pay the Emi for next 10-20 years. Or i should consider some other alternatives.

Considering the ongoing debate between renting and buying a flat, I've noticed many financial influencers suggesting renting and investing in mutual funds. However, there's a strong emotional aspect to owning a house, especially post-marriage and kids. What factors should one consider before purchasing a flat in metro cities like Hyderabad or Bangalore? Personally, I've contemplated buying multiple times, but after analyzing my finances, I've hesitated. I'm currently leaning towards ensuring my net worth covers at least 60% of the flat cost when making such a decision. In the long run, I believe the interest earned on my net worth could potentially cover EMIs during challenging times, like job loss or unforeseen circumstances. For instance, if I opt for a 2 Cr house, I'm considering a minimum net worth of 1.2 Cr across various asset classes like Mutual Funds, Stocks, PF, PPF, NPS, SGB, and more. What are your thoughts on this? #MiddleClass :-P

I live in Pune and travel to Bangalore often. I want to purchase house in Pune 2/3bhk but I don’t know if I would be able to stay in it as my job is insecure 😕 I am 40, have some savings of around 40L, hold about 50L in markets. Would it be a good bet to buy 1.4Cr flat? Is it a right decision? PS: what I understand all market projects are running sold out!

To be very honest I feel very frustrated looking at the situation right now. Companies are laying off without worrying about the employees. It's just corporate profits everywhere. I am scared to death that my career won't last long than 20 years because the moment these folks think you are becoming a financial burden on them, they'll lay you off. I don't want to live my life in a constant war mode. The Indian education system has bruised my personality for a long time. I want to relax but looking at this battlefield I can never. My weekends are spent worrying about planning for finances in case I get laid off. I am worried I won't be able to buy a house. This shit is depressing me very much. Other folks please tell me how are you navigating this mess?

Mid 30s, single, been in Koramangala (and Bangalore) for 3.5 years now. Absolutely love the society I live in. There’s a 2BHK available for sale 1300 sq feet. 1.5 cr. 15 year old building. Great location. Low rise. I’m not sure of my future plans so unsure of how long I’ll be living here. Could be forever, could plan on moving a few years down the line. Unable to decide if it makes sense to buy or keep renting. Rental yield is ~4.1%. What kind of an appreciation cal I expect on 1.5cr in the next 5-10 years. Help me make an informed decision!

What would be a better investment opportunity in Bangalore. Is it worth getting an apartment on loan and pay the emi from rent received? or would it be better to get a land a little away from the city. if yes then which areas would you recommend.