Fintech - Lending players -Share your expertise

We run a platform that works with SME'S , MSME's (can't disclose more on what kind, but like any transaction have buyers and sellers), have active 3 lakh users. The amount transacted is above 150+ crore every month. We realised that these SME'S and the sellers have a lending cycle with the seller every 7-14 days. Got some queries for lending (Because these businesses run of cash flow), after in-depth research, we just realised the immense potential we have if we start lending to them (both the buyers & sellers - by lending + invoice discounting). We already have all the data points since these users have been with us for a very long time. What does the fintech community think, should we add the fintech-lending to our business? (P.s.: Initial Projections show we start making 12-15 Crore net profit, after launch at 50% utilisation)