Got a Rupay UPI card only to see "merchant doesn't accept credit card UPI payments"
What's the use of introducing a feature like this
That happens rarely though. But it's going to happen more often pretty soon because the MDR% on payment via RuPay CC is much higher than POS machines
Hibernate
Student
3 months ago
Possible. Even QSR like Haldiram doesn't accept CC UPI
Because there is a MDR involved which a merchant doesn't want to pay as it is more than CC and UPI is free for merchant
Hibernate
Student
3 months ago
Didn't know this, thanks
RickSanchezRD
Student
3 months ago
What ?! Are you saying MDR on UPI rupay CC higher than Swiping rupay CC ?
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Hibernate
Student
3 months ago
Paytm and Phonepe ones
Nothing to do this with the payment gateway company. It's on the merchant, whether it is unblocked or blocked UPI CC trxns by the merchant
Nah dude. You gotta link it to your UPI app. Ask for scanner and scan and pay via card. Don't use your card directly
Hibernate
Student
3 months ago
😒 what makes you think I could be that dumb
