Mutual Fund Investment

I invested in Mutual fund through SIP. Total profit was 6k after 1 year (Total invested amount around 60k) Today I saw monthly NPS statement of June 2024 month. This NPS contribution consist of company contribution and person contribution of ₹100 per month. Total gain is 13399 for 60397 total contribution. I am surprised to see higher returns on my NPS than my Mutual fund investment.

I started investing pretty late into MF's. Started with around 500-1000 rs per month around the covid period. I have stayed with those funds mostly equities. Till date have a decent XIRR of 30+ with around 20+% profit. (Dont even know what xirr indicates) I am not sure whether I need to sell this funds and reinvest into another funds. How to take that call. Any Mutual fund expert plz guide.

I’ll go first. 1. What kind of investor are you? I am an opportunity investor, and I do buy good stocks whenever they are in reasonable valuations. Below are my monthly numbers. 2. Where’s the majority of your investment portfolio ? I have three RE investments and one of them has loan. And I’m planning to buy a property in Goa or HP. 3. What’s your monthly investment breakdown? 1.7L/ Month (approx) 60k - SIP (mutual funds) 60k - stocks (smallcase, us stocks using vested) 30k - as opportunity fund, this is transferred to a different bank account 10-20k - for experimental investments in crypto, nfts, and some trading. This is a new segment and I don’t have much experience in this and that’s why starting small here. 4. Anything else you want to share? I am learning to invest on a daily basis. Reading, videos and podcasts are my sources. Some of my tops picks are Whiteboard finance (Marko), My first Million and Smart Passive Income, finance with Saran, and Akshat Shrivastava.

Any exciting Mutual Fund investment stories with long term investing ? How much returns have you made in 10-15 years of duration ?

I started investing last year in a few mutual funds after cancelling all my lic. I got term insurance too. What's the best way to review the performance of my mutual funds? I tried talking to some finance advisors but they want me to terminate all my direct mutual funds and start with them. Not sure what is the best way forward? Can someone help with some pointers on the basis of which i can decide if they are providing properly or not?

Can anyone suggest some good mid-cap and small- cap mutual funds to invest in? My goal is to grow my money. I am fine with high risk ones as well.

What are your net worth targets and goals by age? Here's mine: 25: 10L ✅ 30: 50L ✅ 35: 1.5 Cr 🟡 40: 3 Cr 🟡

I don’t have much knowledge about investing, for now i have following investments - 10 Lac in FD - 5 Lac in stock where I have bought stocks of well known large cap company without any analysis assuming that it will grow in long term Now I want to get serious about investment and want to do monthly SIP so seeking for suggestion on what I should do SIP ? For now I am thinking to do monthly SIP in Nifty 50 For now I have appetite to invest 25K per month.

Need mutual fund suggestions for SIP for 20 years.