Where to invest in India for long term ?

Why don't you do a little bit of research yourself and that way you will understand how personal finance works too...or sab gyaan muft mein chahiye?

With 25k a month as investible corpus, Nifty 50 MF or ETF is your best bet. Don’t jump onto stocks unless you have 5L to invest in one stock. The effort v/s ROI doesn’t make sense lower than that.

@RamsayBrothers i don’t mind researching myself but considering I am too noob with the market, this is just the starting point which will help me to get some idea and start with the analysis

For 90% retail investor broader ETF and MF SIPs beat their own stock selection. Nothing wrong in starting with a SIP in 3 different segments. If I were you I’d start with 40% in large cap or Bluechip mfs (nifty etf should also suffice) 15-15 mid and small caps each. 30% in debt securities. This creates yours usual 70-30 portfolio. Tweak the portion as you seem fit. There is important rule which I always say - Nike, just do it. Don’t just research and wait for best time to enter. If it’s SIP timing doesn’t matter.

Have most of my long term investments in mutual funds and a few in stocks Have seen over 5 years that having a nice split on mutual funds (40:30:30) types across large, mid, small cap is usually a good strategy, if you pick the right funds I'd say given how India is supposed to grow over the next 10-20 years, it's a no brainer to be invested in the above.

Start with 20k Nifty + 5k midcap

Depends on your goals really, but since you mention long term investment, Equity based mutual funds are your best bets. Apart from it you can also have ELSS funds for saving tax. I can therefore suggest you two funds from my portfolio 1. ICICI prudential nifty alpha low volatility 30 etf FoF direct growth: It's a Fund of fund on ICICI Etf fund of the same name. The ETF is actually tracking Nifty low volatility 30 index. It's different from usual Nifty 50 index as it is regularly adjusted by NSE on the basis of Alpha and Volatility of stocks. The index has performed better than nifty 50 and NSE actually has a research paper comparing it's values against Nifty 50. You can check them for yourself. 2. Quant Tax plan direct growth : Quant is an absolute beast in terms of mutual funds with high returns. This ELSS fund is best in class really. I actually have around 8 funds in my portfolio all from debt to ELSS funds. I actually optimised the share of my sip amount to each fund on a crude analysis of maximising Sortino ratio of my portfolio along with different goals . You can optimise for something else and deduce your share of 25k you want to put in any fund.

15k - Nifty50 10k - US based mutual fund.

Start with index funds, after some capital accumulation of around 15-20L, consider real estate. You can use leverage.

Definitely some of the top banking stocks - ICICI, HDFC, and so on Some of the other blue chip stocks are also good to have as part of your portfolio But if you don’t have a lot of time, usually recommended to get into SIPs in Mutual Funds, pick the right ones and make sure a % of your investments regularly goes into them

Btw, do any of you invest in US stocks out of India? Has that strategy played off? Never got into it, but seems like a fair idea as long as taxes aren’t screwed up

Go for index if you don’t want to or don’t have time Niftybees, ITbees, PSUbees, BankNiftybees… even they have gold & silver bees…. They can be simply traded like any equity

Mutual fund sahi hai.

Not a financial advisor myself, but I believe these are good to go. (In mf always choose Direct option over regular. Regular includes distributor commissions ) 1. Aditya birla sun life pure value fund - direct 2. Motilal oswal focused fund - direct 3. HDFC TOP 100 Fund (the king for large cap funds) - direct

You can choose good fund managers from smallcase and invest in their paid subscriptions considering you invest minimum 3L to justify the fees you pay them Or just blindly SIP in index funds considering you have that risk appetite and its steady returns for long term

I would suggest an investment advisor, you can follow invest yadnya channel on YouTube, if you like their thought process you can subscribe to their model portfolios. I'm following their model portfolios since last 2 years

SIP in index fund is one of the sensible option. Low expense ratio and good return as well

Invest in USA stocks using indmoney and get USD to INR appreciation as well. Let me explain, i bought 💯 stocks of nvidia in 2015. Buying price $ 5, so total money 5 x 60 x 100 =30k inr. Now I sold all in 2023 after 8y, nvidia touched 500 which was my stop point. Selling price = 100 x 80 x 500 = 4000000...yes 40Lacs inr It is not multipled by 60 in 2023 coz usd appreciated 👍 Hope u got the point. Above event is fictitious but I did same :D

You are thinking correct. Just start off a 25K SIP in Nifty 50 and let it be. That should be enough

Invest in yourself. Provides disproportionate returns.