Honest feedback on my startup

Hey guys, I am building a personal finance management, essentially FinTech in India  to give users, a smart banking experience without any neobanking bullshit . Don’t have to open a new bank account to have great features like a Jupiter has. Not selling credits. And great user experience. The best part to track and manage your finances, I don’t ask for your gmail access or do any SMS scraping so what do you think? 

Hey guys, I have built a personal finance management app to help you manage your bank accounts, mutual funds, stocks and everything all in one place. Don’t have to open a new bank account to have great features like Jupiter/Fi has. Not selling credit cards or loans. The app has a great user experience with haptics and animations. I am trying to manage everything slowly and steadily so launching it in an invite only for now but please do download. Unlike other startups, I am trying to launch as soon as possible while supporting as many banks as possible. Download Now => https://pocketmoney.onelink.me/BrmM/26jxjtk3

Hey guys, I have built a personal finance management app to help you manage your bank accounts, mutual funds, stocks and everything all in one place. Don’t have to open a new bank account to have great features like Jupiter/Fi has. Not selling credit cards or loans. The app has a great user experience with haptics and animations. I am trying to manage everything slowly and steadily so launching it in an invite only for now but please do download. Unlike other startups, I am trying to launch as soon as possible while supporting as many banks as possible. Download Now => https://pocketmoney.onelink.me/BrmM/26jxjtk3

Context: We tenants(22-25yo) move to a new city for work, pay high taxes, gets screwed by the landlords, have to pay upfront costs without the 1st salary and have to often resort to personal loans at high interest rates/ask your parents etc. We have also go through interviews multiple times and sadly there's no digital trail of if you were a on-time rent paying good tenant. Its always start from scratch wrt convincing landlords whenever you move to a new place in high demand areas. To summarise: I am building a financial platform to solve the following problems: 1. Pay your high upfront cost and divide by 3/6 with flexible repayment schedules. 2. For every rent payment done through the platform, you'll get very focused rewards/discounts which is very important during the lifecycle of a tenant. Think of it as discounted locked flight ticket during peak season like diwali when you want to go home. 3. One click loans especially home loans at the best rates powered by tenant alternative data when eventually you want to buy your own home. Thoughts? Ik it may look like "another" loan app but we want to help tenants throughout their lifecycle. There's no demarcation of tenants vs other tax paying middle class segment who stay and work from their own homes.

A lot of my friends are young software developers fresh out of college and are earning great amount of money at MNCs and startups. But they have no idea where to invest it. How to save taxes. How to invest in a way that minimises their taxes. Also some people have specific family needs or financial goals they want to meet. Everyone have different risk appetites. There’s not a single app that lets you figure all this out. There are financial advisors appointed by SEBI but they generally advise private sectors and not individuals. So how about a personal finances app tailored for Indians?