Wealth Management Suggestions

Is there any app whereI can track: 1. Savings accounts money 2. Stocks and Mutual Funds 3. PF 4. FD

Any recommendations on what to use for monitoring all spends n investments across my accounts? Do you folks use separate apps for spends n investments or do u do thru one app? Currently track investments thru excel sheets by getting data directly from the MF sites but is tedious.

Some of my investments are in sharekhan, kite , coin and bank fixed deposits. I want to consolidate all of them (can key-in manually) in one app .

Preferably free apps. Or one time payment apps

Current mf portfolio (total invested = 10L) : Axis small cap Quant absolute Hdfc equity savings Axis blue chip Sbi gold (just started) Top performers are axis small cap and quant; also running an sip on them Current stocks (1.3L ): Mostly largecap (mostly in red) The rest of the money is either in fds or in the Bank (significant amount) I feel the equity portion of my investments is very less and I need to be a bit more aggressive on it right now since I've about 60% of my net worth in either fd or in Bank. I can probably do a 5L lump sum then an sip on the same if they continue to perform well. Considering that please suggest some investment options A few options I had in mind: Us mutual funds Chinese funds Indian infrastructure funds Reits

What tools are available for one to calculate/view their networth at one single place? I'm talking about things like Funds in saving bank account FD and RDs from all the banks Mutual fund investments Stocks, domestic and international ESOPs EPF There are many more things, Am I the only one or anyone else has thought that this is necessary? Do you track them currently, if yes then how? I feel a strong need for a single app to be able to track all of these

By portfolio I mean all investments like stocks, mf, pf, FD, savings, RD, real estate, lic, health insurance, bonds, efops, US stocks. I know INDMoney does it in some way and scripbox also does it but not sure how exhaustive it is. Any suggestions?

Hi all awesome people, I have been investing for 7 years now, since I started my job and below is the break down of my current SIPs: Category Fund Amount Small cap Nippon India Small Cap Fund 15000 ELSS Quant Tax Plan 7000 Flexi cap Parag Parikh Flexi Cap Fund 20000 Index ICICI Prudential Nifty Next 50 Index Fund 4000 Index Nippon India Nifty Midcap 150 Index Fund 3000 Index Nippon India ETF Nifty 50 BeES: Stock SIP 20000 Large & Mid cap Mirae Asset Emerging Bluechip Fund 11000 Multi cap Quant Active Fund 5000 Sector: Energy DSP Natural Resources & New Energy Fund 5000 Sector: Energy Tata Resources & Energy Fund 5000 Sector: Energy Nippon India Power & Infra Fund 5000 Global ICICI Prudential US Bluechip Equity 5000 Global Navi NASDAQ 100 Fund of Fund 3000 Global VOO-Vanguard S&P 500 ETF: Stock SIP 5000 Global VWO-Vanguard FTSE Emerging Markets ETF: Stock SIP 5000 Sector: Precious Metal Nippon India Gold Savings Fund 3000 Sector: Precious Metal Aditya Birla Sun Life Silver ETF 4000 Sector: Tech ICICI Prudential Technology Fund 5000 Value ICICI Prudential Value Discovery Fund Growth 8000 Total 138000 I had alot of diversification and had multiple active SIPs in same categories, I tried cutting them down based on some analysis. I have few questions: 1. Am I over diversified? I have mostly 1 active SIP now in each sector. 2. Few of categories like multi cap have negligible allocation, should I remove them or allocate more? 3. I am betting heavy on energy please help me decide 1 fund from above 3. 4. I have stopped SIP in a bunch of funds but DID NOT sell them. How do I rebalance existing funds, do I sell and rebuy and pay the tax and load or just keep it? I have other investments like emergency fund FD, liquid cash, gold and real estate. My only goal from MF is wealth creation and can with highly aggressive investment profile. Thanks in advance people.

Wanted to know how people are managing their investments? I’m facing below issues while managing 1. How to diversified fund? whats are % of allocations 2. How to rebalancing the mutual funds and stocks time to time 3. Investment on Foreign equities If you are managing by own please share your plan and approach or if you are taking help of any financial advisors do share their details also. Any help would be much appreciated! Thanks.