Query to Insurance (Acko/Digit) folks

So I'm 23M and i wanna buy life insurance of 2Cr. Would really appreciate it if you guys could answer a few questions! 1) Which life insurance do you have? 2) How much is the premium? 3) How many years do you have to pay the premium? 4) How much cover does it have? 5) Any riders you added to your insurance? 6) Where did you buy the life insurance? 7) What questions should i ask the agent before buying the insurance?

Thinking about Acko platinum for 4+2(Parents)+2(Parents In-laws) , in Acko platinum estimated cost would be roughly INR 1.4Lakhs for 1 crore insurance. If someone has any better option please let me know. Thanks

With over 10+ years of experience in Product management within the insurance and Fintech sector, I’ve realized that product management is still not understood/defined well as a role. I’m open to all sort of queries.

I want to take a medical insurance for me as well as my mother and father, Pre existing condition of them: YES Which insurance is the best for them specifically?

Acko health insurance looks good on paper. Any reviews on their claims process and claim settlement experience? Is it worth consideration?

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I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better: Income: 22LPA PPF: 3 Lakh EPF: 2 Lakh MF: 5 Lakh Saving Account: 4.5 Lakh Income for new FY post increment: 29LPA I did these savings based on some advice from my elder brother. I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified? Apart from improving my savings & investments and still being able to afford a few luxuries, I want to know if I should get any of these: - Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old) - Life Insurance - Do we really need it, I'm still 24?

My car insurance is expiring next month so I'm planning to purchase a new insurance but my car has passed 5 years so seeing if any good car insurance is available with zero depreciation. I have checked Acko app which was giving more coverage but just want to make sure if there any other good options available or how is the experience with acko if anyone has availed acko car insurance. Note : I have claimed my insurance last year so no NCB bonus for me this time as someone told me.