Best Credit Card Suggestions
Hello community, I just jumped into corporate life,I want to buy a credit card for my daily expenses, please suggest me a credit card ( if possible, lifetime free).
Axis Ace gives 2% cash back on most spends and 5% on bill payments and food deliveries. It’s a pretty good card for beginners
This is now being asked almost everyday here, also nothing to do with software engineering
Can you check previous posts on this? Why to create a new post for the same
Strawhatluffy
Stealth
a year ago
Check with your salary account bank. If they are willing to give you a free card, take it. Make sure you make payments on time as it improves your credit score. In the initial career, don't go after perks. Perks are amazing once you get better cards by improving your income.
Idfc first bank cards are free for lifetime.
MehnatiEmployee
Stealth
a year ago
Diners Black is the best for anything and everything, lounge, rewards, perks.
+1, check if you are eligible for Dinner Black Alumni Program, best deal
I've been using Amex MRCC credit card for most of my spending which are around ₹20k in most of the months. You can redeem their Membership Reward (MR) points to airlines miles, gift vouchers etc at a very good rate (~10%). Feel free to reach out on WhatsApp to know more details regarding it: 9911626956.
Amex referral (First year free for you + 2000 added bonus points on spends of ₹5000): https://americanexpress.com/en-in/referral/hARShGuqru?XL=MNANS
If you don't have cibil history, Take the card where your salary is credited. No one else will give you card anyways.
If ur spends are about 4 lakh a year and you live in tier 1 city where amex is accepted...no brainer go for amex plat travel card
You can earn as much as 13% with this card if converted to airmiles
If u feel this helped u here is my refferal link...n u ll get this card first yr free + 2000 mr points
I ll also get some points in return...
Thnx :)
https://americanexpress.com/en-in/referral/hRITIJWe0Y?XL=MNANS
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