I am looking to get my first credit card to manage all my subscriptions. Want to minimise charges and get the best of offers.  Including international payments.     Which credit card I should prefe...

Welcome to Personal Finance's Private Community

I am looking to get my first credit card to manage all my subscriptions. Want to minimise charges and get the best of offers.  Including international payments. 


 Which credit card I should prefer as my first and only credit card?

Best credit card I should take?

Product Manager

Best credit card I should take?- Grapevine

Can anyone suggest best credit card to buy as this will be my first credit card so need some suggestions.
TIA

New credit card

Software Engineer

Looking to get 2 different credit cards.

What would be a good credit card 

1.) for grocery/swiggy/retail spend ?

2.) for Travel points (Not a big fan of lounge access) the ones that yield maximum points or complimentary tickets help.

TIA

Best credit card to have at a good yearly fee

Founder

Please recommend a good credit card ( this will be my first one) which will cover one or more of the following requirements in this order.

1) cashback/discount on flight tickets(lounge access not a priority)
2) Zomato/swiggy discounts
3) Amazon/Flipkart discount cashbacks

I realise one card may not cover this. But please recommend the best possible one.

Credit Card recommendations

I currently have these cards:
1. OneCard(mainly for their partner offers)
2. Amazon Pay ICICI(for payments on Amazon and bill payments)
3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers)
4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies)

My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance.

Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Need Credit Card Suggestion

I want to apply for credit cards but I'm not sure which one I should be apply for.
Can you suggest me with credit you guys use and found them useful in terms of benefits and stuff. And in general what all should I consider before choosing and applying for one.

Credit Card Suggestions

I am planning my first international trip. I am going to Japan. Looking for credit cards with zero forex charges.

Any recommendations? I see that there are a lot of options like Niyo Global, Fi, Jupiter, IDFC WOW. 

I value customer support as it’s my first trip and I don’t want problems if there are any issues.

Best Credit Card For International Travel

I'm not able to decide on a good credit card. Can anyone suggest one this to me?
My spends
1. Grocery (zepto, Flipkart)
2. Flights
3. Petrol
4. Occasionally e-commerce
5. Bookmyshow
6. International saas subscription
7. Rent (optional)

Yearly spend will be around 4.5-5 lakhs without rent.

*P.S - don't suggest Flipkart Axis credit card. 

TIA

Suggest me a good credit card

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

Consultant

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Viners please help  I’ve never owned a Credit Card. What should be my first one?

Suggest good credit cards which you are personally using. Both which are free & have annual charges.

Do mention which use case it is best for:
-online spends
-offline spends
-foreign transaction
-fuel spends

Credit Card

Senior Associate

Hey everyone , will be starting my professional life this month and I am looking for some credit card recommendations.

Best credit cards for beginners

Hi folks, I’m planning to get a new credit card. I have the ICICI Amazon Pay card at the moment and use it for all my expenses except rent, but not happy with the benefits I’m getting from it. 

 I’m doing some research to figure out what card I should get. What card do you have that you think i should consider?

Credit card recommendations

Strategy & Operations

Which are the top 3 paid credit cards having mix of travel, movie, markup fee and fuel benefits?

Best paid credit cards

Computer Operator

I’ve noticed different people have different ways to approach their financial planning. 
Hoping to learn from each other and perhaps help others who read as well.

What is one personal finance habit that has changed your life?

If you 'want' to buy something, wait day or two (I wait a week) to know if my heart is still stuck at it. Generally (mostly) it is fleeting craving and I end up not buying.  
  
 This has kept my expenses very minimum

Founder’s Office

Welcome to Software Engineers's Private Community

I'm exploring credit card options that provide zero forex rates and possibly offer free international lounge access. I'm not a heavy spender, typically averaging between 1-2 lakhs per month on my existing credit card. Any suggestions or recommendations would be greatly appreciated!

Already have Scapia for Domestic Lounge Accesses.

Exploring Credit Card Options: Zero Forex Rates and Lounge Access Benefits

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??

Credit card

Hi everyone,
I am a fresher software engineer working in a top MNC with 14LPA(base pay) and 22LPA(ctc). I want to know what would be the best credit card for me to start with. I have no experience in credit card.

Thanks

Best Credit Card for Beginners

I am looking for a credit card which is offering good online transactions cashback plus travel lounge access (domestic will do). If any lifetime free under this category then great else what community here suggests?

Which credit card one would suggest for online cashback plus domestic lounge access

Hey
I’m a noob with leveraging credit cards. I currently use an Amazon ICICI Card which is LTF. My ICICI Coral debit card has some lounge access perks.

Want to know of how Incan roundup my cards to fill in gaps - travel, cash backs, offers etc 

If I was to apply for 1-2 more cards, which should I go for?

I’m 25

Best credit card I should take?

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