I happened to get an offer from them, do you think it's a good idea to join them? Any concrete reason according to you to not join them.

Software Engineer

Investor

Akash Kedia is a smart guy. Assuming he's your boss?

Brand Marketing Manager

Cheq as a product has become shit even before becoming famous. They have devalued their coins so much that it's useless

can join if he wants to be in product role for experience.... company may/may not have future....but, learning will be there for sure.... 
  
 PS : i don't know much about the company. just generic advice

Product Manager

I know the founders. They are smart folks, have built a good culture. I can understand why you feel this way about the biz model, you should talk to them about it. Well funded so salary shouldn’t be a major challenge

Founder

Have seen some recent exits from cheq back to Cred 
  
 People who joined seem to be leaving, and I heard it's not very good times for them  
  
 Please do ask your friend to speak with any employee that left recently

Analyst

How is CheQ as a company?  The culture? A person i know has a offer letter of an APM  I have doubts of their business models Difficult to make money if you are giving cashback. Seems to me its Cred...

Welcome to Indian Startups's Private Community

How is CheQ as a company? - The culture? A person i know has a offer letter of an APM

I have doubts of their business models- Difficult to make money if you are giving cashback. Seems to me its Cred way back in 2020.

CheQ - Credit Card Payments

Venture Capital

CheQ - Credit Card Payments- Grapevine

A little birdie tells me that they have burned most of the $10M they raised. No wonder they wanted to charge a processing fee on the bill payments.

All is not well at CheQ

Founder’s Office

Welcome to Personal Finance's Private Community

Hello 👋 Grapeviners 🍇,
I have been paying my credit card bills mostly through the Bank's App, which in return gives me nothing. So, I'm looking out for some App suggestions for credit bill payment that gives good usable cashbacks or rewards.

Good Credit Card Bill Payment Apps

Debugger

Is Cred a business or just a long party? If they are a business then how do they make money? What do they stand for - currently it just looks like a hangout place for super privileged bros?

What is Cred’s business model?

How cheq earn money because it only do credit card repayment service

How cheq earn money

Any reviews about Cheq (Cred for Bharat)?

Program Manager

Which app gives cashback on paying credit card bill?

Please dont suggest CRED.

Credit Card Bills

Data Scientist

Have been hearing great things about a new startup called CheQ that offers the best rewards.

What's the best app to pay credit card bills?

Technical Director

I'm trying to figure out the mindset of people who would be the target audience for companies that run on Cashbacks such as Cred, CashKaro, Cheq, Credit cards, etc.

Do you guys go out of your way to use a product more, if they offer Cashbacks?

What are some good Android apps that allow credit card payments and reminders without asking for permissions to access everything on the phone?

Cred Alternative for Card management

Product Solution

You can manage all your cards in the homepage and it isnt hidden in some obscure place. But most importantly, cred coins are actually useful, at least you can get some coupons out of it.

My question to people seeing this would be, what could have been better and any constructive feedback is welcome. imo the icons could have been better, wdyt?

I redesigned CRED app. Thoughts?

Looks like CRED cashback has reduced from Rs 3 to mostly Re 1. How long before people get tired of spinning the wheel 5 times for 1 rupee?

CRED cashback

https://www.phonepe.com/press/phonepe-announces-launch-of-credit-section-on-the-app/

This could be definitively be a death nail for Cred credit card payments. PhonePe would definitively scoop up a large number of users who use Cred only for credit card payments. Thoughts?

PhonePe coming with credit card score, payments, what is then Cred for?

VC here. Doing this for fun.
Don't take all views seriously.

Comment a startup's name, I'll share if it's promising or whatever I know

Welcome to Fintech India's Private Community

- Fintechs is leveraging Rentpay as feature and the segment is literally booming in both TopLine & BottomLine. Basically Cashing out Credit. 
Example - Cheq, Cred, Housing, RentGiraffe, BharatNxt(business payments), Freecharge, nobroker etc.,

- Heard that the Revenues through likes of Rent-pay as a feature in Fintechs is Contributing around 10-40%+ 

- This is a Grey space. This vertical is turning as positive contribution to the bottom line.

- To put things in perspective - Cheq does XXX crores(triple digit) volumes in Rent payments monthly through CC.

- Many making around ~30-40 Basis points post all the processing costs.

- Also, Some Credit cards underwriters (example - RBL) have started charging additionally 1% surcharge in the Monthly Bill Statement. 

- Most of Credit Card issuers removed reward points in this kind of cashing out payments.

- Below picture show how this segment of Grey Space is booming on the streets. This picture is taken in Koramanagala 

Any Thoughts ?!

CheQ - Credit Card Payments

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