It’s like Digilocker but with some additional useless features.

Be little specific "Digilocker for top 10%" :P :')

Product Manager

1% bolo Monisha beta, 10% is too middle class

Founder

Software Engineer

One more scam. Their fans and investors of course would be wetting their knickers, "Wew, new Cred ad!"

Lol, read knickers after a long time. Good one

Program Manager

When you have rich with funds (not yours but investors) but poor with idea (copy park+, copy P2P etc etc) then you come with garage 😜

I think the ad should say “ when you are obsessed with crap idea and you need it to park it somewhere use cred garage “ 😜😜😜

Product Owner

Data is the new oil !!! 
 Basically Kunal shah wants to collect data.. not saying that others are no collecting but I feel cred has ability to use data in better fashion.  I shop a lot from cred and it is usually cheaper than amazon.

He’s not wrong. You get products at a slightly cheaper price in CRED compared to what you find in Amazon

Product Designer

Equity Research

Interesting design concepts. Flashy (and presumably expensive) marketing campaign. Extremely inefficient website that chokes and glitches a ton when I simply try to navigate it on mobile. Also, I still have no concrete idea of exactly what all features it entails. Is it a standalone product? A subscription? No idea. Speaks volumes.

Business Operations

Cred read through all their credit statements, found car spend segment is the best. 
  
 Lets build. 
  
 Next school, next air tickets etc

Origins of this idea:  
  
 *Friday night in toit*  
  
 broo people on cred must love their cars 
 Yes broooooo 
 So Cred .. but for cars 
 Brooooooooo 
 *Uses corporate card to pay 40k for food and booze* 
 *Next day* 
 So we have a revolutionary new idea..

What’s the American equivalent of it? 😂

Reasoning maybe to raise new funds or who knows just another feature that they thought they could have people spend coins on

Kunal shah ko itna time nahi hai ki vo grapevine pe comment kare..  
 Cred is not doing anything different but doing same things differently. Don't be surprised if you see cred offering same services as phonepe gpay or paytm. The only difference it cred is collecting data of top 1% which has more value.  
 Aap chronology samjhiye.. 
 First they captured your credit card payment data...and offered loan (Mint).  
 Then accessed your cc statements and realised thar you are spending more on flights and hotels... offered escapes  
 Looked at your spending pattern and launched shops where are promoting new age D2C brands. 
 Similarly, with utility payments.  
 Now with garage cred will have your vehicle data which will be used to sell you car insurance. Tracking your fastag will help in curating hotel deals (weekend escapes) 
 With petrol spending data cred will offer you car servicing, helping you with resale, upgrading with offers for premium car cos/ EVs etc..  
 Gpay and paytm has data of millions of customers but cred has data of people who genuinely spend.   
 -Nakli kunal shah

Pre marketing pre revenue pre revolutionary. You don't get the genius of this. Yet.

Data engineer

I thought it was avenue to monetisation via 1. Insurance 2. Payments via Fastag 3. Services (while cred being product led might not come here soon(

Not everyone gets their ads and purpose of their product launches.  
 I am also in the same league 🤦‍♂️

Lawyer

Great premarketing, but is this a new auto insurance product? Something new altogether? Felt a little confused after the video

Welcome to Indian Startups's Private Community

Great pre-marketing, but is this a new auto insurance product? Something new altogether? Felt a little confused after the video

kunalb11 on Twitter: Park your cars here

Cred Garage: Anybody who works at Cred and can help me understand the reasoning behind this product?

Cred Garage: Anybody who works at Cred and can help me understand the reasoning behind this product?- Grapevine

Like fuck me, the entire video about the real world car moving through the real world, entering an actual garage and all of that to in the end basically sell me a tracker for my e-Challans and Fastag.

🤦‍♂️

Anyone else also thought CRED Garage was about actual Parking?

Data Scientist

Are they competing with mParivahan? You can upload your DL, RC, PUC. Pay challans

Saw on the website that you can buy insurance from it or even do claims, I guess they want to tap into motor insurance market.

Saw Road side assistance too, curious to see how this turns out to be.

manage, maintain, and obsess over your vehicles. all in one space.

CRED garage

Cred Garage

Sales

All the cool marketing and UI/UX aside I find myself wondering what's up with Cred? Here are my questions, knowledgeable product folk or better yet people from Cred or who worked at Cred can you please help with the following questions (and associated complaints)

1) What's the point of the store anymore? The brands are actually far less premium than they're made out to be. Plus you don't get access to exclusive products. 
2) The reward system is just sad now, why have they changed the logic and reduced the monetary rewards so much? What were just PLG features like earning cashback for referrals is a voucher now plus the Rs. 1 cashback is just insulting at this point. 
3) I used cred cash once and I'm not going to need much more. But I'm wondering if you're catering to the top 1%, do they really need liquidity at 9% interest? 
4) Cred Mint seems like a worthwhile proposition, however the returns are only marginally better than the best FDs out there. Also if they're partnering with Liquiloans, which primarily lends to other startups, isn't that risky? How will they guarantee returns if someday Liquiloans goes under?

What's the deal with Cred

Product Marketing Manager

Welcome to Personal Finance's Private Community

It feels too intrusive.
Already have our spending patterns and now tracking another liability

Did you sign in Cred Garage? Reviews?

Consultant

Cred folks shed some light, is a new ad coming or something else is brewing up

Whats up with Cred

Welcome to Software Engineers's Private Community

Welcome to News Discussion's Private Community

I was very curious about how they were able to fetch vehicles in my name and just magically show it up!

I saw a thread on Reddit where someone said that they were able to access it because we’ve given it access to Gmail! But I have not

I’ve not given Cred access to my main Gmail account, only a dummy email that I use for promotional stuff!
No access to messages, or phone!

Then how did they get it ?

How is Cred Garage fetching my vehicle details ??

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

Why is CRED spending so much on Ads ? Do they really need it ?

Senior Software Engineer

Cred is truly a topic of surprise for me. Yes, I understand it has created a community of top spenders/credit worthy people in India. I also understand that they can use the information on such people for creating value for themselves.

Being a cred user, I only use it to pay the bills. I really wonder if they have built any b2b business or alternative source of income beyond what's seen to the end user. What's the game plan for the cred? 

I also applaud the fact that cred hasn't laid off people having paid them better than most companies. I really wonder if the business is really that strong or the conviction is. Would you join cred if given a chance to work there?

Cred

I feel cred is doomed and just trying to increase its value. 
 And the end goal is to sell the cred to someone with higher value and make money.

Is the garage getting closed? Just received one survey: how would you feel if the cred garage is closed? Disappointed, somewhat disappointed and '''don't remember the 3rd option'''

Cred Garage: Anybody who works at Cred and can help me understand the reasoning behind this product?

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