Never live debt free. Keep good mix of various loans and make timely payments. So be credit hungry but not too much, simple 😂 P.S. that score algo needs revolution

I pay all my dues on time. This month my credit score went down all of a sudden. Not sure why🥲

Software Engineer

It’s never obvious. U might have one or many hard enquiries. Check ur cibil. Or u r not using ur credit limit at all or too much. It’s better to wait for few more months to see it go back up

Data Scientist

😂😂😂 
 I imagine you thought of writing “my grapes” and then found it a bit too weird 😂😂

Corporate Strategist

Follow the instructions given by them - simple

Founder

My credit score's 847/900 on Experian, i've been trying to improve it, even took a small 2L loan, but it's not budging.

Analyst

Credit Score kaise badhau friends?

Credit Score kaise badhau friends?- Grapevine

Welcome to Personal Finance's Private Community

Hello folks. While I'd like to remain anonymous very much, here's what I can share about myself.

1. Working in consumer finance.
2. Love personal finance and helping people out with it.
3. Have published 10,000+ pieces of financial content in the mainstream media.
4. Wrote a best-selling book on money management. It was No. 1 on Amazon once upon a time. 
5. Lately been appearing on TV regularly for personal finance discussions.
6. Saved like crazy through my 20s and 30s, brought two apartments; have an 8-figure net worth mostly thanks to my mutual fund investments. It's not much but it's hard-earned.
7. My unrealised aspiration is travel and I'm working on it now.

No, I'm not selling anything. No commissions, no referral links, no finfluencing. 

Just want to talk, exchange ideas, and learn from you all. Maybe I'll feature you in my next book. :)

Ask me anything.

Let's talk money habits.

How to increase my credit score ,  it had fallen due to Over utilisation of Card ♦️♠️

Credit Score

Cred has a section called on-time payments in their credit report section 

If you purchase a product worth Rs 100000 using no cost emi for a period of 6 months. Would this affect your credit score?

If you pay each of the no cost emi bills before the due date, would it still be considered as an on-time payment?

Cred - Credit score assessment

I hit 803 Credit Score. 
Key learning:
1. Utilizes 5 - 10% of credit limit. 
2. Never missed any bill payment and paid on fixed dates 1 - 3 of every month. 
3. No active loan, privious loan payments are on time. 
4. Make a increase in credit limit 2 times in a duration of 2 years

803 Credit Score

Welcome to Office Gossip's Private Community

Do you guys share your salaries with your school or college friends? Kaun Kaun najar lagne m believe karta hai?

Sharing salary with your colleagues or school friends

Tech Lead

I took shit tons of buy now pay later during my college days and couldn't really pay on time, now  my credit score dropped to 540, how do i improve this? i am still in my final year so i have a year to improve, would love to know insights about this, what should be a decent credit score by 2024 june keeping in mind my score now & that i have cleared all the bnpls

Improving credit score

Product Manager

Which credit card should a college student doing internships should take?

Credit Card

Why do i have so much difference between the two

Hi friends ,I have fell into debt trap .
I used to have credit card bill of 1.5lac ,everymonth end I will be swiping one card and paying other card..this cycle continues..but suddenly now I realised credit card bill is 4lac..not sure how to stop this cycle.want to be debt free..where to start and how to close...any suggestions? Sorry for my English

#CreditCard

DevOps Engineer

I don’t work for CRED or have anything to do with them but I’ve been seeing a lot anti CRED or Kunal Shah posts here. 

Did I miss out on some interesting/ entertaining news or is it just a frustrated candidate who didn’t get in or a customer who’s had a bad exp?

What’s with the recent CRED hate on the app

Assistant Manager

How many credit cards are too many?

Consultant

How legit is the CIBIL score because I can clearly see it’s not up to date even in the latest report by GPay and credit card utilisation is lower than the current balance ( good for me lol) but I’m also worried this wrong info gets reported to banks. 

Anyways to check more precise scores for free? Or  do I raise a complaint with CIBIL.

CIBIL Score

How to get AXIS Magnus ?

Welcome to Indian Startups's Private Community

who will be the Trivedi amongst unicorn startups that will survive the funding winter?

sab marenge, sirf Trivedi bachega

Please tell good credit cards for the above criteria, if y’all suggesting hdfc, which one in it?

Credit cards for someone with ~1lakh income

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??

Credit card

I am earning and expenses or same 50k but I have 10lac credits could you pls help and suggest to get it out and i didn't get loans due to credit score issues

Credit Score kaise badhau friends?

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