Credit score is bad,will it lead to any problem?

Cred has a section called on-time payments in their credit report section If you purchase a product worth Rs 100000 using no cost emi for a period of 6 months. Would this affect your credit score? If you pay each of the no cost emi bills before the due date, would it still be considered as an on-time payment?

I took shit tons of buy now pay later during my college days and couldn't really pay on time, now my credit score dropped to 540, how do i improve this? i am still in my final year so i have a year to improve, would love to know insights about this, what should be a decent credit score by 2024 june keeping in mind my score now & that i have cleared all the bnpls

I’m looking to interview for OkCredit, can someone tell me the following 1/ Pay for APM(1-2 YOE) 2/ Product & Work Culture

Hii, I'm a front-end developer having around 3 years of work experience. I got laid-off in 2023 just after 1.8years in an organisation. Then I joined another company and got laid off in 6 months. Now I have an offer from early stage startup but I'm too scared to accept it because of my experience. But on the other hand I don't have any offer as well. Will it look bad on my resume. I don't know... I've started thinking that something is wrong with me otherwise what is the chances of getting laid off twice within same year. First I loose my peace of mind because of work pressure and then I loose my work... pretty f**cked up situation. I have never been this unde confident. What do you think shall I take the offer from startup again or wait few more months or more to get into good mnc??

Woke up to mail that CIBIL score was updated I have not applied to any credit products in this year How can I check who requested this? Could this be a loan scam on my name?

What's a good credit card for someone that'll start working soon? Expenses would mostly be electronics, and food

Looking to understand the new to credit market better to ideate a solution for them. Any research that can help? Also very keen to chat if anyone is thinking about solving for this market too!

In this month alone i got 3 new credit cards. Yes bank approached me saying there’s a pre-approved credit card, which will be the fourth one. This will be the fourth enquiry on my CIBIL this month, but none of them got rejected. Current score is 770+ and age of credit is almost 3y My understanding is having more credit limit will help keep Credit Card Usage index below 20-30%. Is this correct?

Hi all , so today I revieved a mail from certain person saying that he will get me placed in a company for 60000 rs of 10 installments . The company is pretty famous and the salary is slightly above the witch average salary. But the catch is that I have to pay a initial amount of 4k . Yes it's pretty sketchy but my college mates were placed in MBRDI package was 10 lpa but they paid 1.2 l total . He did get placed. I need advice please