Lets say when you recieve a salry of x amount per month, how do you divide in for investements and what is your thought process for investing this amount in that asset category?
50:30:20 - I do a min of 30% for investment. You can go for 20% as well. Overall it depends on your in hand expenses.
15% of overall this 30% in FD. Remaining 85% I usually invest in MFs and Smallcases.
It depends on multiple factors like how much u earn, if people are dependent on yoh or not, etc
If no one is dependent on you as of now
Then you should invest most of the salary in the starting days, I personally do 60-70% investment
You should do a minimum of 30% investment In my opinion
What percentage of your in-hand salary do you invest every month? And where do you invest it?
I will go first. I stay with my parents and end up saving upto nearly 90% of my salary, and invest all of it in mutual funds and PPF
Do share the portfolio size as well.
I’ll go first-
Take home per month- 1.75L (changed to 2.1 right now, but I’ll talk about previous one)
SIP- 70k Stocks- ~30k if you average on a quarterly basis (smallcase) Percentage- 57% Portfoli...
