Start a company. 
  
 Deepinder owns 5 such cars thanks to blog turned startup named as Zomato

Senior Consultant

You'll be there! 
  
  
 But a Maserati in India - nah, bad!  
 Setup a garage in some other country.

Growth Manager

As a car enthusiast, I have now come to terms that I'd rather rent this on a foreign vacation than own them. 
  
 I'd still aspire to own a practical sports sedan, which is relatively more accessible than these supercars.

Have you heard this song lol
https://www.youtube.com/watch?v=1HnWp65QZMk

You can experience this (and many, many more cars) in VR with GT7, throw in a steering wheel for better experience as well. Orders of magnitude cheaper (well, duh) and you also get to drive it to the limit!

Software Engineer

When will I be able to buy myself this car with this mere salary of mine. I am just craving this car. I want it but don't know how. Ahh !!!! Worst feeling ever. Will I be able to be successful in b...

When will I be able to buy myself this car with this mere salary of mine. I am just craving this car. I want it but don't know how. Ahh !!!! Worst feeling ever. Will I be able to be successful in buying this. I ask this question everyday.

Dream to buy Maserati

Network Analyst

Dream to buy Maserati- Grapevine

Welcome to Motorheads's Private Community

Here goes mine... 
Always been a dream since I sat in my friend's Tesla for the first time

Drop of photo of a car you really wish to buy someday?

Founder

It is not the usual society rule, but I have had this longing of own house.

Childhood was spent I  government house, adjusting with members of family.

Now I am earning fine, will have 20% of loan in liquid cash by end of year.

But I also have practicality now. No fancy house are spared in these rains, there are so many repairs - one thing is repaired, second one goes down then third then fourth, bigger the house more you have to clean - wtf is this dist coming from, then you have asshole neighbours. And be scared what if there's a fire, robbery, calamity.

I had just one dream, but really rethinking the whole plan now.
So lost to be honest.

My one dream is own house, now reconsidering

Consultant

Welcome to Personal Finance's Private Community

Me and my wife are 30 years old software engineer with no kids. Draw 7 lac a month please some yearly bonus. We invest 2 lac a month combined into equity market through mutual funds. 

Expenses: 1.5 lac a month including everything, lives in Bangalore in good society, owns a car, don't thing much before spending. 

Still after everything left with 3 lakhs every month in bank account. Not sure how to use that. We both don't have any fancy "shauk" where we can spend and hence don't have an urge to earn more. 

Any suggestions???

Post tax 7 lac a month. Double income no kids, but not sure what do with all the money.

Hey - we are also similar to you. Would strongly suggest finding something you’re passionate about. 
  
 For us (primarily me) - got a dog, took a 6 month sabbatical, travelled to 30+ countries in this time, left job to pursue startup idea, spend time with parents, learn language, improve fitness, learnt some coding, etc 
  
 It’s a pretty good position to be in - just explore I’d say

Strategy & Operations

Software Developer

I have been pursuing some aspirational products like Apple Watch SE, Airpods Pro 2, PS5 etc. since a long time. I go to the Amazon page and add it to cart but then my conscience questions me as to is it worth spending so much on it? I earn decently and live in BLR but still I dont fully understand to give my mind a valid reason for purchasing a 40k Watch that shows time, some metrics and some automation. Also 20k for listening music, 50k for playing games.

It feels as if is it sane to spend much on these personal material stuff? How do you folks look at this while making purchases?

How do you justify expensive purchases to yourself?

For some ps5 is not about price, it's about their dream to buy since college days (many ppl I know bought it) and same goes for other stuff as well.

Digital Marketer

I’ll go first, getting that old PSP, the one which had WiFi in built. Or maybe PlayStation 2 which was like 5k-6k back then.

Now, I could get a PS5 or buy games to play on my PC, but the feeling is lost. Just like my childhood.

I guess I lived a part of my childhood today. Went on a walk and had a Cornetto IceCream, which back then I didn’t have the money for and had to buy an Orange/Cola IceCream. Then, I walked around my society.

Saw a few kids playing football and instantly teleported back to when I was a kid.

Now that child is gone and the dream has too. 
But still, it feels good remembering that 5 year old me would be proud of adult me, and that’s what truly matters. 🥰

[Thread] Did you have a wish as a kid that went unfulfilled that now you can afford but don’t have the same interest anymore?

Product Manager

We all have certain dreams and aspirations. People work hard in order to achieve their dreams. But there’s often a dream of yours that you know , how hard you try , is not going to come true. Reasons can be plenty and does not matter.

I’ll go first

My dream is to spend my 30s living in the country side of Japan and enjoy the peaceful life there. But I know with all the responsibilities that I have , this is never gonna become a reality 🤭

What’s a dream of yours that you know is realistically not going to come true ?

Guys,
I have a monthly salary of 40000 rs(8 years in IT) and I am thinking about a switch and learning for it. My husband joined a company on Feb 5 and his monthly expected salary is around 65000 rs(5 years in fincrime).
We have around 5-6 lakhs debt, which we are repaying based on requirements. We are seriously thinking about buying a car as we have a 10 month old baby and travel is difficult without a good car, hence we are planning to buy kushaq ambition automatic (~18 lakhs).
We don't have money in hand thinking about taking a loan of 12 lakhs and rest by pledging gold.

Do you think we made the right decision to buy a car now. We have a 15 year old Alto now.

Is it advisable to buy a good car at this point?

Data engineer

I come from a poor background, but somehow I worked extremely hard and now I earn decently well (above 60 LPA cash). 

My problem is- 
I don’t mind spending on others. In fact I don’t even think twice before taking my card out and buying things for family or friends. I have also lent money to multiple people when they are in need of help (total close to about 2-3 lakhs). But it doesn’t bother me even a bit. I don’t even care about whether I’ll get it back or not. 

But, when it comes to me, I find myself struggling so much and questioning my decision to buy things even as cheap as INR 200-300. And most of the times I find myself going extra miles to save a few bucks. In fact, I also recently downgraded from a bigger to smaller apartment, because I have been doing so much maths around saving 7-8K a month. 

Maybe there is some part of me that feels that I don’t deserve any of this. 

Anyone has any idea how to fix this?

I find it so hard to spend on myself

Product Owner

Welcome to Office Gossip's Private Community

time to buy one

Is it worth buying 23 lakhs creta? Need suggestions please

What are you earning for ? Is it concrete or something vague that one day you will need this amount or something? Is it more than you or your family needs?

Or are you just a sheep like me ?

Do you know what you are earning for ?

What are you earning for ? 
  
 To meet existing cost of living, 
 have runway for 5+ years, 
 medical emergency fund, 
 house, 
 car, and 
 seed fund for my business. 
  
 Is it concrete or something vague that one day you will need this amount or something? 
  
 Targets are known and quantifiable. So, yes, concrete at the moment. 
  
 Is it more than you or your family needs? 
  
 Not really. 
  
 At the current pace, it will take numerous years before I meet my current targets. 
  
 Or are you just a sheep like me ? 
  
 You are not a sheep. 
  
 You are a hero, waking up each morning, doing something productive and adding their bit to the world.

Growth And Strategy

Senior Software Engineer

What I mean to ask is why are we struggling to earn 20lpa and 30 lpa package when we will not be able to drive in Bangalore roads in a Lamborghini ( due to money issue/also the road sucks) or afford a penthouse bunglow in city? Are we burning our youth to save money only to afford a mediocre life for retirement( a 2bhk flat in suburbs and a maruti suzuki car) ?

What's the point of earning huge Salaries when you won't be able to afford a Lamborghini or live in a pent house?

I’m being targeted on IG for a 24 karat gold plated toothbrush, endorsed by DJ Khaled. I think I’ve made it 💪

Corporate Strategist

like what do you want to achieve, what is your goal?

Why do you want to earn so much money(be rich)?

I just want to be debt-free, and feel like I can take a holiday once in a while, without worrying too much about how it could cripple me financially. 
  
 No tall ambitions, just want to have a happy life where money is not something I worry about on an ongoing basis.

Senior Product Manager

Imagine this : You are in your 30s

You have your own home fully furnished, nothing too fancy but big enough to give a separate room for each family member

You have a family car.. Not a luxury one, just a normal mid sized SUV

U have no loans, no emi, no obligations

You don't make a crazy amount but have some job security making early 6 figures a month.. 

Question : Are you happy? 
What else would you buy, what else would you aim for?
What are the other necessities.. We all know there's no limit to wanting more.. If u don't want to upgrade to luxury version of stuff u have what else do u need in life?

POV: You unlocked middle class 🔒

Team Lead

I am an average software developer in India from Tier 2 city with average income. Every day I watch a new piece of interesting tech being launched with half of my salary price tag. Today I was watching these Brilliant AI glasses and wanted to see if I can even afford that or not.
I don't know what kind of rant I am writing but I am really frustrated of watching things being launched that I cannot purchase. Hell I cannot even purchase a Chat GPT subscription although I earn around 60-70k (I come from a really poor family so 60-70% of my income goes to loans etc)

FOMO with the latest technologies.

Welcome to Software Engineers's Private Community

How one can afford Lamborghini or Ferrari or Porche in india?

Buy a Lamborghini

Saw a post yesterday where a kid was saying that he didn't even know that there are cars in the market with a price of less than 50 lakhs. 😅

Kids on Grapevine Part -2

Welcome to Indian Startups's Private Community

So I withdraw 1L in hand every month and saves around 50-60K per month. I am married with no kids yet and my age is 28. 

I do not have any responsibility. I do have one loan for which I pay 5.7K EMI.


Would you suggest me to buy a car? If yes then Which one considering my finances.

Dream to buy Maserati

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