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Feeling unmotivated at 32 already, in various aspects of live. Framework to solve it ?

Finance and personal : DINK, but planning. No major savings or investments. Will be only a few lacs (10-15 lacs) before the baby is here. Wife will be off the job for a couple of years. Will be living pay-check to pay-check on my income, with a family to support. Struggling with health. Gained 20 kgs in 3 years. Putting efforts to undo this, but struggling. Professional: 8 yoe+ in Product management. Current employer not aligned with long term personal goals ( post 5 years type goals - tier 2 settle in, remote etc ) No increment since quite a while…company is growing but slowly. Mentally: Nothing is making sense. In the larger scheme of things, nothing really matters. Inertia is there to change job. No motivation to work at all. What will I even do after a job change ? There is no excitement of the same. No excitement of starting up myself either. Something doesnt feel right. I used to be the powerhouse of energy and motivation, a while back. Now I’m just the opposite. Is it fatigue speaking ?

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