There is a website hosted by RBI where you get to see who all can onboard customers and who all are asked to pause.  
  
 Easebuzz is one which has gained the maximum out of it. Great product

Founder

Nothing has changed. RBI is sitting on top of everyone's head to not allow onboarding for a few months now.

Generalist

Have most payment providers stopped onboarding new customers? Is there a timeline for when it will start again?  Would love a word from those working at any of em.

Welcome to Indian Startups's Private Community

Have most payment providers stopped onboarding new customers? Is there a timeline for when it will start again?

Would love a word from those working at any of em.

Fintech audits

Software Engineer

Fintech audits- Grapevine

I have recently got laid off from one of the Fintech firms. They have been silently letting off people since last year but the no. Of employees let go have been higher in the past 2-3 months. They have downsized by more than 100 people in the last 8-10 months to avoid PR disaster. Not naming the company but just wanted to know if this is right way to do it both from employee and employer perspective.

Fintech firm laying off

Head Of Growth

Given what RBI has gone today is effectively shut down 60-70% of Paytm’s business, to survive, Paytm will end up doing mass layoffs of a scale that we haven’t seen before in India. And potentially with limited severance (not as generous as what swiggy or Big tech has been doing)
What would this mean for the rest of job market? So much unemployment in high earning folks, limited new jobs, means very tough competition for each opening and extremely bad situation in terms of appraisals and hikes too.

Paytm layoffs? Impact on job market

Welcome to Product Managers's Private Community

Hey guys,

Am a PM in the electric Mobility space. For a product am working on, I need some clarity on the regulations around wallets and payment methods. Can someone direct me to a forum or a person experienced in the fintech payments space to understand the regulations??

What to do and what not to do in fintech

Product Manager

Welcome to Office Gossip's Private Community

The current place I have been working at proclaims to be recently funded but has been delaying salaries by over a month. 
Almost every one is looking for new roles. 
It’s been hard to find a role with current market scenarios. 
Any help would be welcome! 
experience- 6.5 years

Is any fintech startup hiring for Product Marketing roles right now?

Growth Manager

Fintech companies

Is this true or is it just me? 

I feel at this point there are no moats in consumer fintech.

The framework seems to be in a rut, everybody is doing the same thing.

Account aggregator, spend insights, personal loans, credit card, mutual funds, indian stocks, us stocks, etc etc.

If 5 different apps have literally the same features, with no meaningful edge over the other, what would you go for? How do they stand out?

Customer support? Onboarding? Branding? Picking a niche TG?

Wanna hear what other product folks think about this.

Where is fintech headed?

Product Owner

From ashneer to Paytm.

While we are digitizing at rapid scale our auditing isn't.

Blockchain are one use case here.

Dhando Maxxing, does anyone know the details?

Welcome to Fintech India's Private Community

Don't know whether we should be happy or sad after hearing this

Amazon's own business lines and new policy changes coupled with the recession's impact on consumer spending finished Thrasio. They were primarily dependent on Amazon for identifying good D2C businesses, acquiring them and turning them into profit-making machines.

What's next for Indian D2C aggregators like Mensa?

Another platform-dependent startup bites the dust

Software Developer

From CRED to PhonePe to all others, are you guys seeing your company making any money or  path to profitability?

Zerodha guys, please don’t talk 🙅‍♂️

Fintech guys, is your startup making money

Hi folks , I'm currently working in Infosys. 
2 years of experience. Experience in ASP.NET , MVC , MS-SQL , SQL , REST , Microservices , Spring , ETL.
Any good fintech startup recommendations ?????

Good Fintch startup recommendations

Systems Engineer

Welcome to News Discussion's Private Community

https://m.economictimes.com/tech/technology/non-chinese-lending-apps-including-payus-lazypay-kissht-blocked-on-meitys-order/articleshow/97656552.cms

How safe is it to work in a fintech when RBI/govt goes on banning spree

How widely is M2P used in the fintech space? Do they have as many clients as they claim on their website?

How are their offerings in lending? Asking from a POV of a potential client to them.

M2P Fintech

We run a platform that works with SME'S , MSME's (can't disclose more on what kind, but like any transaction have buyers and sellers), have active 3 lakh users. 

The amount transacted is above 150+ crore every month.

We realised that these SME'S and the sellers have a lending cycle with the seller every 7-14 days. 

Got some queries for lending (Because these businesses run of cash flow), after in-depth research, we just realised the immense potential we have if we start lending to them (both the buyers & sellers - by lending + invoice discounting).

We already have all the data points since these users have been with us for a very long time.

What does the fintech community think, should we add the fintech-lending to our business? 

(P.s.:  Initial Projections show we start making 12-15 Crore net profit, after launch at 50% utilisation)

Fintech - Lending players -Share your expertise

Project Manager

I wanted to reach out as I’m currently exploring opportunities in the fintech space, specifically in growth, strategy, or product roles.

A bit about me:

	•	I’m currently an Associate Consultant in SAP at a Big 4, but I’m eager to transition into a business-focused role.
	•	I have 4 years of pre-MBA experience in UI/UX design.
	•	I completed my MBA from a new IIM.
	•	I have 2 years of experience in SAP consulting post-MBA.

Over the past few months, I’ve applied to over 400 companies but am now looking for guidance or any leads you might have. If you know of any relevant opportunities or can point me in the right direction, I’d greatly appreciate it.

Looking for a Job in Fintech

SAP Consultant

Soonicorn founder

Shoot your questions!

Fintechfounfer AMA

business/finance major, graduated in 2019, been working for 3yrs and 10 months, have doubled my salary since I started my career in 2019.
Exploring options- masters in India only as abroad is expensive and doesn't make any sense in today's market. 
Have seen the fintech space closely boom as a 20y.o fresh out of college, and since then I've worked across sme financing, education financing, b2b credit card payments and now again back to education financing for a traditional nbfc. 
My roles have varied from strategy and operations, to investor relations/nbfc treasury to product management (current role)
I wanted some advice/opinion from the community whether to continue on my career path or switch to masters- take a break of 18 months study from a great school and get back in the industry.
Also, if I explore the later one then apart from the isbs and IIMs of the world are there even good 1 year mba programs in india?

MBA for someone with a  non tech BG

How are Indian startups performing in credit cards? Haven’t heard much noise lately from any of them Uni, Slice, Scapia, Kiwi everyone seems to be cooling down at this point.
Last couple of quarters all were pushing a lot in marketing and onboarding.

Startups X Credit Cards

Is it only fintechs that are still hiring. I guess there is a hiring freeze across most of industries.

Funding winter but fintechs still warm

Saw an ad by Mobikwik where they are mocking cred. After bharatpe debacle, Mobikwik extra is doing good and firm is profitable as well.

What do you think about Mobikwik in world of Paytm, phone pe and gpay post IPO??

https://youtu.be/rB6s8yGjcOM?si=nh0LCbfkwEU6C3EE

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