Did anyone try Paytm digital gold as cash back for transactions ?

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Gold as cash back

Founder

Gold as cash back- Grapevine

Welcome to Software Engineers's Private Community

(maybe a clickbait to few people) No I don't work at Amazon I am just 1st year student but I don't know is it me or anyone else also feels this that the UI/ux basically the whole fucking frontend of Amazon is so glitchy and filthy whenever I search something the loading line appears on top like 2000s it feels like using an app made by 3rd year student for project. The design is soo poor never feels like premium app always feels like an app made for illeterates.Now let me tell you what happened there is one offer on dmrc(delhi metro card) that if I pay with Amazon pay I will get cashback even though I never use Amazon pay(gpay rocks) I used it today and after paying their fucking site was loading for more than 2 mins and was showing don't press back button but I pressed back and it showed transaction pending not able to connect to our servers(fucking one of the biggest companies of the world) at same moment I tried recharging using gpay it just took seconds and people will say maybe some traffic issue or server down and all but I tried this in evening also on different card then also failed. Gpay>>phonepe>>Airtel money==Paytm>>>>>>>>>>>amazonpay.

Amazonpay sucks(rant)

Looks like CRED cashback has reduced from Rs 3 to mostly Re 1. How long before people get tired of spinning the wheel 5 times for 1 rupee?

CRED cashback

Software Engineer

Welcome to Fintech India's Private Community

PhonePe crosses PayTM in terms of MAU

GooglePay ke interview mein I told them that unlike in GooglePay the money getting stuck issue doesn’t come in PhonePe so that’s a great area of improvement. They took it to their heart and didn’t select me 😂

Program Manager

Corporate Strategist

Welcome to Personal Finance's Private Community

Flipkart just launched a super.money credit card offering 5% cashback on UPI Transactions. Has anyone been able to review it ?

5% Cashback Credit Card

Actuarial Associate

Based on the numbers given, their daily transacting users should be around ~400-500k.

10M app downloads or 2 cr users as per app store. Definitely shows a leaky bucket in retention but impressed that half million transact everyday.

Any users or people you know who invest?

Curious on why people save in digi gold offered by such platforms

Product Manager

I was checking my credit card rewards and realised that HDFC gives 4 points for every Rs150 spent. 

Now I have a decent amount of credit card expenses every month but the majority of my transactions are less than 150. I spend a lot buying snacks, soft drinks and energy drinks from a shell store near my office. 

Is there a way like using any buy now pay later product and then pay that from my credit card?
Or 
Is there any credit card which can give a similar level of benefits and also account for small transactions as well? 

Additional question: How is the Rupay or one credit card?

Credit card suggestions

Data engineer

Nowadays which app is giving you cashback ?

Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.

Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?

Hello 👋 Grapeviners 🍇,
I have been paying my credit card bills mostly through the Bank's App, which in return gives me nothing. So, I'm looking out for some App suggestions for credit bill payment that gives good usable cashbacks or rewards.

Good Credit Card Bill Payment Apps

Debugger

Using this new app for all my UPI transactions and seems legit as they claimed to give 2% cashback on all UPI transactions and they are giving it but in form of some in app currency which actually can be instantly redeemed for a lot of products being sold on the app. 
 Try from my link!

Have you heard of this new UPI app?

Sales

Need to reeval this. I have copy pasted this post from the old https://share.gvine.app/xU1UYHSqRLBNJ5Yr5

Which of these should be updated?

[Pasted]
As someone who was actively interviewing for past few months, collating a list of highest paying companies in India for 5 yoe.

Tier-0 (1 cr+)
Prophecy.io 
Stripe 
Glean
Apollo.io 

Tier-1 (80 lpa+)
Coinbase 
Google 
Rippling 
Uber
LinkedIn 
Confluent 
Atlassian
Rubrik 
Clarisights

Tier - 2 (60 lpa+)
Airbnb
Microsoft 
Gojek
Swiggy 
Salesforce
Nutanix 
InMobi
Phonepe
Adobe
Intuit 
Oracle OCI
Indeed
Navi
Zeta

Tier - 3 (50 lpa+)
All decent MNCs (Walmart, Nvidia, Intel, Visa etc.)
All okayish startups (flipkart, myntra, ola, paytm etc.)

Note - 
Not included HFTs as they require different skillset as compared to conventional SWEs

[salaries] Highest Paying Companies in India. Relook

Prophecy and Apollo. I know for a fact they don't give more then 60-70 lac for 8 YOE

Business Analyst

I tried Paytm payments Bank but payment options were fairly limited. Deactivated after a few months.

Has anyone tried this one? Is there even a point to such loans apart from emi/big purchases?

Gpay offering loans now.

Product Owner

I have regalia gold, can someone recommend best ways for best offers. Cred ka toh naam bhi mat lena.

Best way to pay Credit card bill

Hello everyone
I'm new in investing, exploring on my own. I wanted to know thoughts on daily digital gold investment of ₹10-20 through apps like jar and gullak.

I have 3 questions 
1. Is digital gold investment a good option and worth it?
2. Are jar and gullak genuine ? (give easy investment plus withdrawal)
3. If they are genuine, which one would you prefer?

Digital gold investment, jar and gullak real or fake?

Software Developer

Need your suggestions advices in which app is better for long term sips. My concern is the app should be easy to understand has less hidden charges and can be looked after for 10 years atleast.

Best App for Long Term SIPs

Amidst the complex offerings of credit cards, Amex Gold is a breath of fresh air and is my 2nd most utilized card after Axis Atlas.

Mind you, I've not used this card extensively but rather for a very specific purpose every month. For those of you who are unfamiliar with it, the card offers 1000 bonus MR (Membership Reward) points upon completing 6 transactions of Rs. 1000 each within a calendar month.

How I have utilized the card is quite straightforward -

You earn 2 MR points for every Rs. 100 spent.

If you're buying a GV (gift voucher) through Amex GYFTR website with the Amex Gold, you get 5x the value, meaning10 MR points per Rs. 100 spent.

Buying 6 Amazon vouchers worth Rs. 1k each month to get (6*100 + 1000) = 1.6k MR points on a spending of Rs. 6k

Keeping the value of a MR point ~ Rs. 0.5, you get 13.3% as return reward which inarguably is a steal in the current credit card landscape

Repeating the same for 12 months, you get 19.2k MR points on a spend of Rs. 72k.

What can you get with 19200 MR points?

1. 6k Amazon GV + 1.2k MR points still left

2. 7k Shoppers Stop GV + 1.2k MR points still left

3. 9k Taj GV + 1.2k MR points still left

4. 19.2k Marriot Bonvoy points

5. 6.4k Club Vistara points

6. 9.6k Virgin Atlantic points

These are just a few of the many redemption options available. I've listed out the ones which I frequently redeem for.

The underrated advantage which I've always felt with Amex is their backend and customer support system. You typically receive your bonus points smoothly within a day or two after fulfilling the offer. Even if you don't, there is the ever so reliable live chat support ready to assist with inquiries.

As the title suggests, this card is ideal for people who prefer not to delve into the complexities of maximizing card benefits. It has got a very straightforward use to earn a very decent reward.

Amex Gold: A No-BS rewarding credit card

Has anyone used Rupeek to get gold loans? They seem to have the best interest in the market as compared to banks and nbfcs offering the same product. I wanted to know the reliability of this platform from a user.

Gold as cash back

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