Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?
Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.
AXIS (8.55L) -
Reserve
Vistara Infinite
Select
Amex -
Gold Charge - No preset limit
MRCC
PLAT TRAVEL
Hdfc (3L) -
Regalia Gold
Tata neu Infinity
Indusind -
Eazydiner
Kotak -
Zen Signature
BoB -
Premier Rupay
Pnb -
Rupay Select
Icici -
Amazon Pay
Kendall Hyrum
Stealth
a year ago
Amazon Pay ICICI card - 6.2 L
ICICI coral - 6.2 L
I Use Amazon pay ICICI card because it gives 5% cashback on Amazon and 1% of all other transactions
Jordon Dean
Stealth
a year ago
Hey man have you got any idea how the limit for your Amazon pay card increased? I use it regularly but I am still capped at 1 L.
Dezi Carmden
Stealth
a year ago
Initially my limit was 60 K as my salary was 30k , I used it regularly then it got increased to 1L , I switched job now my salary is 1L and kept using the card so now it's 6.2 L .
Whenever you are eligible for increased limit you get a msg informing you that you can increase your limit by replying to the message
See more comments
Kendall Lee
Stealth
a year ago
HDFC Ragalia - 11L
HDFC Tata Neu Infinity - 11L
Axis Ace - 2.9L
Amex MRCC - 3.2L
Amazon ICICI - 5L
Hey , maybe it's time you upgraded your Regalia to Infinia? You definitely meet the floor limit for it
Karilyn Gabriel
Stealth
a year ago
Trying to get one, but not getting it. Any tips/help?
See more comments
ICICI (Amazon Pay) - 5.1L
Axis (Ace) - 3.3L
SBI (Cashback) - 1L
HDFC (Moneyback+) - 75K
I use ICICI Amazon Pay Card for amazon exclusive payments. SBI Cashback Card for anything online other than amazon. Axis Bank Ace Card for bill payments & anything offline since it offers 2% on offline transactions.
And, I have kept HDFC one since I got it lifetime free, and use it when there are discounts for HDFC Credit Cards in Flipkart/Amazon sales (usually around Big Billions)
Why not SBI Cashback on Amazon as well?
Amazon ICICI card gives cashback as Amazon Pay balance. While SBI gives back in credit card payment itself, which is much better imo.
Good point. There's a few reasons:
1. Amazon Pay Credit Card was my first credit card, and hence has the longest credit history. So, there was no point in closing it after getting the Cashback Credit Card (as it being the latest one for me).
2. Cashback Credit Card has almost 1/5th the limit of my Amazon Card. Hence, I like utilising the Amazon one as much as I can before I can stress the Cashback one. I dont want either of my cards to have spends >20% of the available limit.
3. If there is a sale on Amazon (like Prime Day), if there is 10% discount on SBI Credit Cards, Cashback Card is always excluded from it. But, Amazon Card is usually offered the benefit with 5% Discount + 5% Cashback.
4. I honestly feel that Cashback Card will be nerfed in future (I mean, it was already nerfed a few weeks back), but its still too good to be true.
Discover More
Curated from across
