Salary - ICICI (use for UPI payments, so can't splurge peanuts) 
 Investing - RBL (They have 7% on savings) 
 FD - Axis (Warikoo burns)

Could you extend on what you mean by investing and why do you use axis for fd and the reference to warikoo? Also so you keep little money on icici one ?

Software Engineer

Investing - putting in zerodha. I just didn't want salary account to be same. 
 Axis had great FD rates starting of recession. Ankur Warikoo hates FD, hence the joke 
 Yes, I keep minimum amount, enough for credit card payments and little emergency. Rest gets transferred to other accounts

Consultant

Salary account - ICICI 
 Personal - SBI, Paytm payments

Software Developer

Single bank account- HDFC 
 PAYTM is there, never used tho. 
 Federal Bank for US Stocks on INDmoney

HDFC, Customer experience is unparalleled

Thread to discuss bank accounts , type of the account and what do you use it for ?

Welcome to Personal Finance's Private Community

Bank account Mega Thread: Which bank accounts do you have and what do you use it for?

Bank account Mega Thread: Which bank accounts do you have and what do you use it for?- Grapevine

How many bank accounts you have and why?

Any bank accounts just for FD with high interest rates? 

What’s your take on this? 

Noob here. Thanks in advance.

Bank Accounts

Thread to discuss credit cards what all basic, specific and premium cards you hold and what are your credit limit on that card.

Credit Card Mega Thread: Which Credit Cards do you have and What are the Limits?

Hi,

I’m looking for an saving bank account to open online without need to go bank offline.

This is just to park some money for sometime, as if it’s main account I just keep spending it.

Main purpose is only to park some time and then once I get some lumpsum saved, around ~4/5L, will use it for any  investment or need spend at that time.

My main account currently which I use is Kotak and ICICI and I had used HDFC some years before but not using now. So I’m looking for some other bank account or the new age neo banks etc kind off with better return / rewards or offers but the core not to visit any bank offline for any purpose. 

Thanks

Which is best bank to open a online saving account ?

What account did you choose to get your salary in and why?

Salary accounts?

Seen enough posts about credit cards, thought it was time to ask about banks! 

I have a decently sizeable income and am anticipating more coming in USD in the coming months potentially. Earlier my family and I used to have priority accounts at Citibank (including one current account). Citi had good relationship managers and our issues were resolved on priority but ever since the merger, I feel Axis hasn't been that good. 

Which bank accounts do y'all have accounts in? Would want a bank where can establish good priority relationships etc with!

Best bank to have an account at?

Lawyer

It's been close to a year since I am earning a salary and this is what I do:
1. Invest a little less than 30% straight into MFs. I have three ongoing SIPs- small cap, flexicap and a Large + Midcap fund. (Planning to increase the amount further into these and not start a new sip)

2. Max out 80C by putting the entire limit in PPF, this is on top of what is by default deposited into EPF.

3. A little (inconsistently) into direct stocks as and when I find or get to know about a decent trade opportunity.

4. An LIC ULIP plan that my father made me subscribe to 🙂 (hopefully will end in a couple more years)

Tips from experienced folks will be much appreciated.😄

How do you invest your salary?

Backend Engineer

As u guys know only 5L is insured, I want to know how much you’re comfortable keeping in account? Maybe someone’s living expense could be 10L a year and they are okay with keeping that as emergency fund liquid, just an instance. But given the kinds of scams and stuff that go on in wild, what is a good formula or number of Lacs to keep in bank account? Maybe u have several accounts for different purpose and u divide it? Please share your views.

[Thread] How much are you comfortable keeping in ur Bank account?

Hello community, 

I wanted to know how you guys manage your money? Like those with 10+ years of experience having more than 20 30 lakhs, what do you do with that money? 
Do you invest, put the money in the bank. And how do you feel safe about it.

Recently, one of my neighbors' bank accounts got freezed out of nowhere, thus the ask.

Would love to know about how you guys handle big chunks of money.

Managing Money

What’s your credit card strategy? Pls tell the best for Groceries, rent, shopping, travel

Thread: What credit cards do you use?

Don't want to create an bank  account for it

Suggest some Account Aggregators to keep track of expenses

Welcome to IT Company Discussion's Private Community

So, I just tried to access my SBI account and whaddya know? It's BLOCKED! Apparently, my KYC needs updating, which is fine, except SBI DIDN'T TELL ME! No email, no SMS, no little pop-up warning - nothing.  Just a big, fat "Account Blocked" message.  Thanks, SBI.

This whole KYC thing is important, I get it. But come on, a little heads-up would have been nice!  Anyway, now I gotta scramble to get my account reactivated.  Ugh.

Speaking of banks, this whole ordeal has me thinking about switching.  Being a salaried person, I need a good savings account with decent features and benefits.  So, if any of you have recommendations for banks with awesome savings accounts for working folks, hit me up in the comments!

Let's all share some good bank knowledge and avoid this frustrating situation.

Which Saving Bank account is the best

Data engineer

Welcome to Product Managers's Private Community

First post :)

Basically I want to figure out the best way to market a debit card for international spends.

We're offering zero forex, unlike literally anyone else. Just need to make more people aware of this offering since it's a big selling point. 

What is your experience with DCs from an international spends POV? What can be done better there? Any hacks to get people talking about it? 

Open to ideas/thoughts/criticism/feedback!

Bank account Mega Thread: Which bank accounts do you have and what do you use it for?

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