JumpyUnicorn

Which is best bank to open a online saving account ?

Hi,

I’m looking for an saving bank account to open online without need to go bank offline.

This is just to park some money for sometime, as if it’s main account I just keep spending it.

Main purpose is only to park some time and then once I get some lumpsum saved, around ~4/5L, will use it for any investment or need spend at that time.

My main account currently which I use is Kotak and ICICI and I had used HDFC some years before but not using now. So I’m looking for some other bank account or the new age neo banks etc kind off with better return / rewards or offers but the core not to visit any bank offline for any purpose.

Thanks

19mo ago

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9 min AI interview5 questions

DancingNoodle

Walmart19mo

You can use my bank account. /s

JumpyUnicorn

Loco19mo

Sure, share me the login details.

SwirlySushi

Akridata19mo

Go with IDFC, won't regret.

WobblyBanana

Stealth19mo

Kotak

DancingKoala

Student19mo

Paytm payment is good I used it for scholarship purpose

ZestyBurrito

Stealth19mo

Thier instant FD is not instant. It may take upto one month to get the money.

DancingKoala

Student19mo

Oohk when I tried to withdraw from FD it was instant maybe some variation might be there

JumpyPenguin

Bain & Company19mo

I've been using Kotak - have really come to love the ease of using it.

I think they pay higher savings bank interest compared to most banks but for me the biggest pro is it being connected to my trading account. Since I use Kotak for both, investing and transfer of funds is pretty seamless

GroovyMarshmallow

Stealth19mo

Federal

PrancingNugget

Stealth19mo

Fi money works fine. Totally online.

ZippyPickle

Stealth19mo

Idfc first

GroovyBiscuit

Stealth19mo

I have similar requirement too. Which one do you prefer amongst HDFC, ICICI and Kotak and why? I am also looking to open in any of those

FluffyPanda

Swiggy19mo

Sbi

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