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JumpyUnicorn
JumpyUnicorn
Loco

Which is best bank to open a online saving account ?

Hi,

I’m looking for an saving bank account to open online without need to go bank offline.

This is just to park some money for sometime, as if it’s main account I just keep spending it.

Main purpose is only to park some time and then once I get some lumpsum saved, around ~4/5L, will use it for any investment or need spend at that time.

My main account currently which I use is Kotak and ICICI and I had used HDFC some years before but not using now. So I’m looking for some other bank account or the new age neo banks etc kind off with better return / rewards or offers but the core not to visit any bank offline for any purpose.

Thanks

19mo ago
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DancingNoodle
DancingNoodle
Walmart19mo

You can use my bank account. /s

JumpyUnicorn
JumpyUnicorn
Loco19mo

Sure, share me the login details.

SwirlySushi
SwirlySushi
Akridata19mo

Go with IDFC, won't regret.

WobblyBanana
WobblyBanana
Stealth19mo

Kotak

DancingKoala
DancingKoala
Student19mo

Paytm payment is good I used it for scholarship purpose

ZestyBurrito
ZestyBurrito
Stealth19mo

Thier instant FD is not instant. It may take upto one month to get the money.

DancingKoala
DancingKoala
Student19mo

Oohk when I tried to withdraw from FD it was instant maybe some variation might be there

JumpyPenguin
JumpyPenguin
Bain & Company19mo

I've been using Kotak - have really come to love the ease of using it.

I think they pay higher savings bank interest compared to most banks but for me the biggest pro is it being connected to my trading account. Since I use Kotak for both, investing and transfer of funds is pretty seamless

GroovyMarshmallow
GroovyMarshmallow
Stealth19mo

Federal

PrancingNugget
PrancingNugget
Stealth19mo

Fi money works fine. Totally online.

ZippyPickle
ZippyPickle
Stealth19mo

Idfc first

GroovyBiscuit
GroovyBiscuit
Stealth19mo

I have similar requirement too. Which one do you prefer amongst HDFC, ICICI and Kotak and why? I am also looking to open in any of those

FluffyPanda
FluffyPanda
Swiggy19mo

Sbi

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