This is awesome, Interested in understanding how you did it!

I started with small small investments.....even with the losses along the way never gave up. Just follow one strategy to diversify portfolio in every sector just to have balance of gains and loss.

Software Engineer

I see there's very less drawdown, is this a buy only strategy? How do you choose stocks? When do you sell?

Senior software engineer

Welcome to Banking & Finance's Private Community

Growth of Portfolio

Growth of Portfolio- Grapevine

Welcome to Personal Finance's Private Community

Finally hit 1 cr in savings and investments today after 7 years of work. I know it's not a large amount but it's the best I could do while supporting my brother's education and managing my family (dad is no more). Goal is to increase by .5-1 cr yearly now.

Portfolio split-
MFs- 65 lakh
Stocks- 28 lakh
FDs and savings in banks- 7.5 lakh
Forex- 3 lakh

Total- approx 1 cr

What I'm working towards- increasing investments in stocks to make it almost 50:50 between shares and stocks and also adding more gold and forex to the portfolio. No real estate in the next 2 year horizon

Feeling a little happy today

Strategy & operations

The power of compounding really works! 
Started with a meagre salary of 4L/annum in 2018. But made sure to SIP 5K every month in Mutual Funds, and kept on increasing with career progression. This could’ve been more but I wasn’t able to regularly SIP during the two years of my masters I did after my first job. 

This may not be as much as the other tech dude bros out here sitting in CRs but this is a big milestone for me and all I’d like to say is SIP really does work and it’s all about being in the long run. Onwards and upwards only now 💪🏼💪🏼

Small Wins (2x’d my MF Portfolio)

Senior Consultant

We have heard so many times that it's difficult to beat the index and people should stick to investing in index mutual funds.

Well I've been doing SIP in selected non-index funds for past 4-5 years and surprised to that I'm comfortably beating nifty 50 benchmark. 

How are your gains looking and how long have you been investing?

Gains

Hello everyone,

I have been working for around 13 years now. I started my investment journey around 11 years ago. Over 11 years have seen 3 market corrections. 1 major and 2 minor. Seen demonetisation, GST, covid, Russia war, middle east war.

Inspite of all this was able to create a 8 digit portfolio. Hit my first 1 Cr 2 years back.

I have been able to consistently able to hit 35% CAGR in my investments from past 11 years which includes equity, mutual funds, ppf, FD, etc.

At my work everyone asks me for financial advice and I also have helped more than 100 of my colleagues in starting their financial journey. People are quite happy with my advice.

But now I want to get your advice on how I can productize my advice so that I am able to reach people at mass who could benefit and also start their investment journey.

Happy to get your suggestions and advice. Please note I don't want to start a financial advisory firm as then I can only reach or cater to max maybe 200 people.

My thought is to reach 3-5 lakhs individuals.

Welcome to any ideas and collaborations. Let me know.

Ideas to turn my hobby into a product?

Growth Manager

thanks to 'covid & long term investments'

If I can do it anyone can. being a women and reaching this seems an accomplishment started with 5000 rs salary no one had faith I could do this.

Reached a milestone today! started with 5000rs salary

Software Developer

I have been investing for almost 2 years now and have successfully saved >₹10L.
50% is in straight up equity, 25% in MF (equity) and 15% is in gold (bonds and tablets) and the rest is Liquid Cash.

I don't know the way forward now, do I keep doing the same thing? Do I diversify? I have also started to invest in US Markets.

Reached a new milestone 🐛

One milestone reached. Many more to come!

Aaj Daaru tumhara bhai pilayega

Business analyst

I know it's not a big amount, but felt proud of myself because I was a big spender, but since last 6  months I have been saving aggressively. 

Breakdown!:

Stocks: 2L
MF: 1L
EPF; 50k
PPF: 50k
FD/Emergency Fund: 1L

Next target is 15L by the end of 2024. Let’s see if it’s achievable 🙏.

Reached 5L networth

Product Designer

Welcome to Software Engineers's Private Community

Seeing colleagues getting promoted while your contribution goes unnoticed. Working on projects that none of your peers care about. Figuring out the balance between work and personal life. Regret of ignoring physical health due to work.

There are endless reasons that can trigger the imposter syndrome. How are you guys coping up with this?

How do you guys cope up with the imposter syndrome

I’ll go first. 

1. What kind of investor are you? 
I am an opportunity investor, and I do buy good stocks whenever they are in reasonable valuations. Below are my monthly numbers. 

2. Where’s the majority of your investment portfolio ?
I have three RE investments and one of them has loan. And I’m planning to buy a property in Goa or HP. 

3. What’s your monthly investment breakdown?

1.7L/ Month (approx) 

60k - SIP (mutual funds)
60k - stocks (smallcase, us stocks using vested) 
30k - as opportunity fund, this is transferred to a different bank account 
10-20k - for experimental investments in crypto, nfts, and some trading. This is a new segment and I don’t have much experience in this and that’s why starting small here. 

4. Anything else you want to share? 

I am learning to invest on a daily basis. Reading, videos and podcasts are my sources. Some of my tops picks are Whiteboard finance (Marko), My first Million and Smart Passive Income, finance with Saran, and Akshat Shrivastava.

Where and how much are you saving/ investing per month?

Consulting director

Nifty again at ATH, 5% up since I last posted the update. 1000 point move in 11 days, already. How high will it go?

NIFTY50 at All Time High again! How's your portfolio looking?

Product Manager

By what age did you achieve this? And how did you manage to do it? Did life change for you post that?

Growth of Portfolio

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