There are other fast moving stocks which will be a better bet, so my personal view is not to buy HDFC even at these levels

Finance Consultant

NIM contraction - Because of secured housing loans added to the loan book, it was expected.

Product Manager

Hdfc will rebound and when it does people will be watching

Product Owner

Are you concerned that its promoter holding is currently at 0?  What could be the contributing factors to the decline in their EPS?  Despite experiencing a remarkable 30% growth in net profits,...

Welcome to Personal Finance's Private Community

Are you concerned that its promoter holding is currently at 0?

What could be the contributing factors to the decline in their EPS?

Despite experiencing a remarkable 30% growth in net profits, why is the NIM still stagnant?

HDFC Bank is below its 200 DMA. Do you see this as an opportunity?

Consulting Director

HDFC Bank is below its 200 DMA. Do you see this as an opportunity?- Grapevine

Why is HDFC falling?

Are we buying more or getting out before it goes bust?

[NIFTY50] Is this the end?

Stop following nifty
Markets are shifty
Grab a whiskey
Avoid the risky

Software Engineer

If we don't take out the day before yesterday's candle in Nifty, a further cut will occur in the market. Additionally  the structure of Bank Nifty is of huge concern. No rally can sustain without the stability in Nifty Bank. Time to be more proactive and nimble.

STOCK MARKET

Machine Learning Engineer

- Central Banks have almost achieved their objective of controlling inflation through tightened monetary policy. Though the CPI is inching lower,  asset inflation is resurfacing through stock prices and real estate. 
- Many listed companies that came out with the quarterly numbers are nothing good to talk about. Growth and profits are subdued and for small and mid caps the numbers are decimated but the stocks are still trading at a historical premium. 
- Analysts will once again start downgrading the earnings forecast and that will start the downward momentum. Once again people will undergo the "Flight to Quality" effect. 
- No of Bankruptcies is steadily increasing 
- No of Job openings are trending lower
- Most of the US listed firms that have borrowed at a lower interest rate in 2021 are coming up for renewals this year. By the time they refinance, they will be doing it at a higher interest rate which will impact their PAT as a result their EPS estimates will take a biting. 
- Gold looks attractive from a market cycle standpoint. 

My Recommendation: 
- Have an emergency fund for at least 6 to 9 months to cover your expenses. 
- Exit overvalued small and microcaps stocks. Move to a reasonably valued large cap.
- Have health insurance for you and your dependents. 
- Move out of small cap mutual funds and have some allocation to debt funds. 

Let me know your thoughts. 

I hope 2025 turns out better.

[Must Read] Markets will Correct 📉

Man, not one month of 2024 has completed, and hoping for a good 2025. Tough times!

Consultant

Picked HDFC again after a long pause, expecting similar trends to continue in Indian markets. 

Reason - Good growth (Q4) in lost cost retail deposits

HDFC ADR showing strength!

I stumbled upon a thread here where everyone is going gaga over HDFC Bank stock. We all know it’s a quality bank but at the same time please do some research before going over-bullish. 

Two things worth noticing -

1. DIIs cutting their positions, they know many things which retailers are unaware. Yes, merger would have resulted in some offloading from passive funds but 3% is significant

2. Prashant Jain (3P investments, ex-HDFC AMC) has also viewpoint that valuations were bumped up and now stabilising. 

My overall comment is - Yea, it’s a good stock to own but don’t put all your eggs in one basket.

HDFC Bank - DIIs cutting stake

Before people jump into validation mode, I thought let’s do something ulta (opposite)🙃

Pick one of your worst investment mistakes (it can be a stock, RE, ULIP, relationx blah blah) 

My inputs - During 2021/22 real estate boom, I picked a real estate stonk (india bulls) as I thought it’s a growing sector and company will become beneficiary after all the sins they have committed in past. Bam! Over next 5 months stock crashed ~50% 🥲

FriYaY is Investment day on GV!

I have portfolio of Kalyan jewellers, welspun corp and Arvind for short term gains. But these stocks are hitting industry PE. For long term I have ujjivan bank and coal India. 

Any suggestions for short term and long term?

Stock ideas for short term vs long term

Which stocks according to you are undervalued and why(Ind and US stocks)

For me - Meta, Weibo and alibaba are significantly undervalued.(All US listed)

Value Investors

Business Development Manager

Welcome to Business Roles's Private Community

Stocks recommendation

Investment Banking Associate

NIFTY50 is again at an All Time High. Are you guys selling/ holding/ buying? 📈

Welcome to Office Gossip's Private Community

Hi everyone, recently i interviewed for a product position in hdfc bank. I did well and was asked to submit documents for offer release. Everything was going fine. But, a couple of days later, I was told that there's a hiring freeze in hdfc. Can someone confirm this? Thanks in advance.

Hdfc bank hiring freeze

27YO. I have been investigating for the past 1 year ...every month 5k in stocks, 2k for hdfc, 3k for Infosys..Current portfolio of 87k..6k in profit....will expand when salary increases after switching..share your portfolio .

Do you invest in direct stocks? If yes, how do you measure a company's performance/due diligence ? do you simply invest in large caps ? Share your portfolio guys !

Both indexes began diverging sometime close to when Fed started to aggressively hike rates. It appears that the post-COVID rally was more favourable to the S&P but NIFTY is currently outperforming on absolute returns.

My idea is fundamentally simple. Financial prudence during the raging recovery paid off for us, the economy appears resilient and poised to do well in the near to mid-term. It also reflects that markets are pricing recessionary risk very differently to both markets.

Any ideas by others?

HDFC Bank is below its 200 DMA. Do you see this as an opportunity?

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