Welcome to Personal Finance's Private Community

Hacks

Software Engineer

Hacks- Grapevine

Which app gives cashback on paying credit card bill?

Please dont suggest CRED.

Credit Card Bills

Data Scientist

Nowadays which app is giving you cashback ?

Have been hearing great things about a new startup called CheQ that offers the best rewards.

What's the best app to pay credit card bills?

Technical Director

Flipkart just launched a super.money credit card offering 5% cashback on UPI Transactions. Has anyone been able to review it ?

5% Cashback Credit Card

Actuarial Associate

I have lost money in multiple payments, they just never got completed and no refund. Customer care services are more pathetic.

Why airtel app is so badly designed amd build?

Welcome to Indian Startups's Private Community

Has Cred stopped giving any cashbacks? In last 1 week I haven't got any. Is there anyone who is still getting any

Cred cashbacks

Growth Manager

Please recommend a good credit card ( this will be my first one) which will cover one or more of the following requirements in this order.

1) cashback/discount on flight tickets(lounge access not a priority)
2) Zomato/swiggy discounts
3) Amazon/Flipkart discount cashbacks

I realise one card may not cover this. But please recommend the best possible one.

Credit Card recommendations

Main spends: 
Food from Swiggy (quite a lot)
Groceries from Instamart/Zepto 
One flight round trip per quarter to home 
Going out for food maybe once a week
 
Any advice? How do I approach this?

Viners please help  I’ve never owned a Credit Card. What should be my first one?

Founder

Which is the best Rupay Credit Card for UPI and also cashback/ benefits?

I have the following CCs
1. HDFC Millenia (it just lost its lounge access ability)
2. HSBC Visa Platinum
3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access)
4. IDFC First Millenia
5. SimplyClick SBI VISA

But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc).

Request you all to put down your suggestions.

Can you guys suggest one or two all rounder Credit Cards?

ICICI  Amazon is hands down the easiest card to use.

Product Manager

Consultant

Is it worth it or its just another trap, haven’t used credit card yet, but keen is it worth it to go for this

Reviews on HDFC Pixel Card

Software Developer

Looks like CRED cashback has reduced from Rs 3 to mostly Re 1. How long before people get tired of spinning the wheel 5 times for 1 rupee?

CRED cashback

I am looking for a credit card which is offering good online transactions cashback plus travel lounge access (domestic will do). If any lifetime free under this category then great else what community here suggests?

Which credit card one would suggest for online cashback plus domestic lounge access

Preferably free. Drop in your suggestions!

Which app is the best for managing finances (investments, insurance and expenses) ?

If you cannot manage all 3 on a Google Spreadsheet, you're doing it wrong.

Sales Manager

Account Manager

Lately, Gpay charging small charges in recharges. 
I don't want to pay those, Paytm, phone pay all are same and all the finance app has became mess due to UI (cross selling option) . 

what's the alternative?

Alternative of Gpay, recharge purpose.

Welcome to Product Managers's Private Community

Curious to know how CRED Cashback works. These days I mostly get a cashback of Rs 1 regardless of bill amount. On some random transaction I got Rs 50 cashback.

CRED Cashback Algorithm

go to a website:

Method1: 
explore for a few seconds and quickly try to close the tab, you will get a popup asking you to wait along with the discount coupon code to use at checkout. 

Method2: 
add items to the cart, don't checkout, close the tab. After a few hours you will get an email reminding you to checkout along with a discount coupon code to use at the checkout.


Of course this doesn't work on all the websites, but many modern independent ecommerce websites have these.

share similar tips if you know any....

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