I'm alive, so didn't get a chance to complain about term insurance (yet!) 
  
 Am holding Tata AIA, once I reach safe heaven will come back to comment on this post! Ok bye !

I have ICICI maybe I need to change it to hdfc or something

Intern

Welcome to Personal Finance's Private Community

Have you ever faced any insurance claims related issues ?

Senior Software Engineer

Have you ever faced any insurance claims related issues ?- Grapevine

Please do share what's the cover you have taken. Also, do you look only for claims settlement ratio or are there any other factors that were considered while finalizing?

Planning to move away from Star Health and looking for options.

Which Health Insurance do you have apart from the ones provided by your employer?

Program Manager

Have you guys ever been mis- sold a financial product like life insurance policy or ULIP?

Insurance Mis selling survey

Product Manager

Welcome to Indian Startups's Private Community

Acko health insurance looks good on paper. Any reviews on their claims process and claim settlement experience? 

Is it worth consideration?

Acko health insurance

So I was searching for an adequate health insurance plan for my parents aged 64 and 59. After comparing various plans and checking with Ditto, I have narrowed it down to 2 plans Care Supreme and Aditya Birla Activ One. 

Both of them have similar benefits with no room rent limit, additional rider to lessen the coverage time for PED (since most seniors have some conditions or the other this becomes most important), no sublimits for any particular diseases and no co-pay. Also Ditto isn't directly able to compare them both since "Aditya Birla Activ one is quite new and they don't have data on them" which doesn't quite sound right to me as it sounded quite like they were pushing me towards Care Supreme.

I did consider other plans as well like Niva Bupa or HDFC Ergo but they were way too expensive providing similar benefits only.

Any of you guys have taken the above mentioned plans or are planning to take an insurance for your parents? Also are there any other insurance advisors similar to Ditto? I tried talking to a few agents but all of them seem to be pushing Star Health plans nowadays which sound to be utter crap to me.

Health insurance for parents

Software Engineer

Welcome to Office Gossip's Private Community

Anyone having experience with medical insurance claims? 

I added claim for appendix operation and I’m on notice period. My managers and HRs are ghosting me. Plum comes back asking for the same document. 

Have a big amount (the amount looks big to me) used up for this as the hospital didn’t have cashless facility. 

What to do here? Feeling helpless.

Medical Insurance Claims

I was just going through a recent article where claims of insurances have been denied consistently in recent past , which is the best company to get our health or life insurance?

Which company are you insured with for health and life insurance?

Product Owner

My car insurance is expiring next month so I'm planning to purchase a new insurance but my car has passed 5 years so seeing if any good car insurance is available with zero depreciation. I have checked Acko app which was giving more coverage but just want to make sure if there any other good options available or how is the experience with acko if anyone has availed acko car insurance.

Note : I have claimed my insurance last year so no NCB bonus for me this time as someone told me.

Reviews of ACKO or other car insurances for cars older than 5 years.

Software Developer

I want to take a medical insurance for me as well as my mother and father, 
Pre existing condition of them: YES

Which insurance is the best for them specifically?

Which medical insurance?

Content Strategist

According to me the following are must have in order of importance:

1. Personal Accident Insurance
2. Critical Illness Cover
3. Health Insurance 
4. Car/Bike Insurance
5. Term Life Insurance

Please feel free to suggest other products, if I have missed any.
Also please suggest any recommended insurance providers for those products.

Insurance products that are Must Have

Actuarial Associate

Looking out to buy Term Insurance. Am married, and both of us are working.
Wanted advice on deciding the coverage amount, cover till age, deciding between various plans, should both of us take the insurance

Anyone who has taken it, please advise. Thanks in advance!

Term Insurance Advice Needed

Analytics Manager

My company provides me 8 lakh ka corporate plan, should I buy a top up plan from 10 lakh to 1 crore which cost me  3-4k. 

Can I use my corporate plan upto 10 lakh and if needed can use top-up plan. 

Both are of different companies. Is it possible?

Health Insurance

Founder

Thinking about Acko platinum for 4+2(Parents)+2(Parents In-laws) , in Acko platinum estimated cost would be roughly INR 1.4Lakhs for 1 crore insurance. 
If someone has any better option please let me know. 
Thanks

Need suggestions on Personal medical/health insurance plans?

Project Manager

I know this might be a sensitive topic, but has anyone in your family claimed the term insurance after their loved ones passing? Is there any complications that arise when claiming?

Has anyone ever claimed the amount from term life insurance?

Analyst

Whats your strategy when it comes to Insurance?

- ULIP with life cover (the ulip returns outdo the insurance by the time the policy ends usually) Vs Term life

- Health ( Family floater Vs Individual cover ) assuming no pre existing conditions

Sad that most if our gen lacks good insurance knowledge and penetration (this for me is a key aspect of financial
Literacy!!)

Insurance !

Investor

Made the terrible mistake of buying a health insurance from this firm. Now with the latest app update it's trying to read my sms and access my contacts and won't proceed further until I allow the app all the permissions. 

Do you need to share your contacts to access your health cards in case of a medical emergency? 

Let's say someone from Navi - say Sachin Bansal - gets a blood cancer diagnosis or a brain tumor - will he/she be willing to share all the smses n contacts with a third party? 

Nobody in business has ever of made it big by being an ass hole and anti customer. Karma eventually balances you out. 

If there's anyone from Navi in this app, can you fix this internally?

Anyone from Navi insurance here? Planning to file a complaint with IRDA

I have Acko as of now, but to answer any question or provide quote they want me to file a claim.
As soon as it filed, my NCB goes

I'm looking for complete package- own damage, third party, zero dep
Car will turn 3 yo 👶 

Suggest some good policy providers

Have you ever faced any insurance claims related issues ?

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