WobblyJellybean
WobblyJellybean

Honest feedback on my startup

Hey guys, I am building a personal finance management, essentially FinTech in India  to give users, a smart banking experience without any neobanking bullshit .

Don’t have to open a new bank account to have great features like a Jupiter has. Not selling credits. And great user experience.

The best part to track and manage your finances, I don’t ask for your gmail access or do any SMS scraping so what do you think? 

16mo ago
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DerpyPancake
DerpyPancake

How do I sign up, I'm excited! Fold didn't manage to fetch my data, I don't know if it's a bug or what, and also supports very few banks, I'm excited for this!

WobblyJellybean
WobblyJellybean

I am still in the process of getting the legal docs in place so delayed. Just follow me and wait for the teaser of the app will show the entire UI before launch.🚀

https://twitter.com/pocketmoneyhq

DerpyPancake
DerpyPancake

Hahaha, sure!! Let me know if you need any help with legal, I'm a lawyer! 😄

WobblyTaco
WobblyTaco

How does consent work here?

WobblyTaco
WobblyTaco

I want to understand how can I link my bank account to this app. I am a stakeholder, how does the bank manage this consent? I want to understand the process if you could please tell.

WobblyJellybean
WobblyJellybean

Long story just search for Account Aggregator and you can read about it. Rest assured it’s secured by Gov. and Regulated ❤️🚀

SwirlyWaffle
SwirlyWaffle

Hey man would love to know more about how you are getting the data from the banks. My opinion is that this is an extremely useful feature that should be provided by the incumbent players such as CRED, INDMoney, Deserv. I like the product, design and UI but would love to know about how you are thinking of this as a business (it just seems like an expense tracker with a superior UI/UX). If you can keep costs low and get a good chunk of users you could get acquired pretty easily.

SwirlyWaffle
SwirlyWaffle

Just read your comment. So, it seems like you're building off of the recent Account Aggregator rules passed by RBI. That's pretty sick. I'm currently building something in the offline payments space and have been running into a compliance wall for just getting the MVP launched. It would be great to get your advice.

WobblyJellybean
WobblyJellybean

Please message me on my twitter account, happy to help.

https://twitter.com/pocketmoneyhq

SqueakyHamster
SqueakyHamster

Have few questions. Please feel free to not answer:

  1. What is your ideal target group?
  2. What is the main problem you’re solving for them?
  3. Is it useful for someone with just one bank account?
WobblyJellybean
WobblyJellybean

You know I spent months thinking about all these. Moats, Network effects, Business models... than said Duck it, Just make something people love. ❤️

You will get all these answer when you use it. Just follow me and wait for the teaser of the app will show the entire UI before launch.🚀

https://twitter.com/pocketmoneyhq

SwirlyTaco
SwirlyTaco

How it will fetch the transactions data

WobblyJellybean
WobblyJellybean

Bank partnerships 🏦

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