Which method do u prefer while doing transactions and why ?? Any improvements u think can be done ?
As convenient UPI might be, cash must be king.
We, the people, will lose a lot of power once cash becomes redundant. Your banks can be emptied or frozen (check what happened to truckers who protested in Canada). Taking away your cash isn't so easy as of now - even demonetisation requires exchanging your notes.
Got RuPay CC last week. Been UPI all the way with that. Best of both worlds. Might close all other CC
Credit Card primarily to build and sustain a healthy credit score just in case I ever need a loan for something in the future.
90% CC
10% UPI
My only cash transaction is Maid's salary.
