https://apiportal.axisbank.com/portal/product/27852/api/23500#/BalanceInquiryBilledUnbilledstatements_100/overview 
 For other banks will also be there.

Software Developer

All CC bills are now available via BBPS. So all apps can get this data and send you messages to remind.

Growth Manager

Before you reply  please know that I had disconnected my email a long, long time ago, deleted my account and the app is in another phone which has been off for a month so there’s no way they’re rea...

Welcome to Gadgets & Apps's Private Community

Before you reply - please know that I had disconnected my email a long, long time ago, deleted my account and the app is in another phone which has been off for a month so there’s no way they’re reading my messages. 

Started getting cc amount due messages a few weeks ago and I’m perplexed.

How does Cred have access to my CC bill?

How does Cred have access to my CC bill?- Grapevine

Welcome to News Discussion's Private Community

I was very curious about how they were able to fetch vehicles in my name and just magically show it up!

I saw a thread on Reddit where someone said that they were able to access it because we’ve given it access to Gmail! But I have not

I’ve not given Cred access to my main Gmail account, only a dummy email that I use for promotional stuff!
No access to messages, or phone!

Then how did they get it ?

How is Cred Garage fetching my vehicle details ??

Product Designer

Welcome to Personal Finance's Private Community

I know that we give out our credit card details and email for each credit card that we add.

I called customer support they agreed taking data from email and sms(on iPhone sms reading is not allowed so only email there).

Whenever we do transaction on credit card we get email about it, maybe they are reading it in real time and storing the same info?

I doubt they are reading E-Statements, so I went ahead and looked into EMI that I started, no email from bank about breakup of emi but still it always showed up in my CRED statement. The thing is that on doing EMI first they show all amount is debited from card limit then in statement they deduct first month emi then next month and so on.

This is seems difficult to track manually by CRED so it makes sense that they look into locked pdf E-Statemnets. Opening them is easy most of the time and every bank has standard like 4letters of name and card number

But icici asks name and birth date and CRED does not have that I hope, so please correct me if you work at CRED

Folks@CRED: Does CRED read e-statement from bank?

Software Engineer

You can manage all your cards in the homepage and it isnt hidden in some obscure place. But most importantly, cred coins are actually useful, at least you can get some coupons out of it.

My question to people seeing this would be, what could have been better and any constructive feedback is welcome. imo the icons could have been better, wdyt?

I redesigned CRED app. Thoughts?

Does anyone have the Flipkart Axis Credit card?
This is my first ever credit card ever and I have a question. 

When does the statement gets generated by default? 

I bought it 2 weeks ago and have been using it. Still I don't have an option to pay on the app. And there is no statement generated on the app. Which date does it usually gets generated?

Question regarding Flipkart Axis Bank Credit Card

Analyst

Welcome to Indian Startups's Private Community

Cred is truly a topic of surprise for me. Yes, I understand it has created a community of top spenders/credit worthy people in India. I also understand that they can use the information on such people for creating value for themselves.

Being a cred user, I only use it to pay the bills. I really wonder if they have built any b2b business or alternative source of income beyond what's seen to the end user. What's the game plan for the cred? 

I also applaud the fact that cred hasn't laid off people having paid them better than most companies. I really wonder if the business is really that strong or the conviction is. Would you join cred if given a chance to work there?

Cred

I feel cred is doomed and just trying to increase its value. 
 And the end goal is to sell the cred to someone with higher value and make money.

Product Manager

Recently noticed that cred has stopped giving the option to use cashback while paying bills, like electric bill. Now does that mean we can only use the earned cashback to shop on cred?
Its like they are forcing me to stop using the app.

Cred cashback

Welcome to Office Gossip's Private Community

I don’t work for CRED or have anything to do with them but I’ve been seeing a lot anti CRED or Kunal Shah posts here. 

Did I miss out on some interesting/ entertaining news or is it just a frustrated candidate who didn’t get in or a customer who’s had a bad exp?

What’s with the recent CRED hate on the app

Assistant Manager

https://www.youtube.com/watch?v=fE0frCNDccQ&ab_channel=CRED

Why is CRED spending so much on Ads ? Do they really need it ?

Senior Software Engineer

So short story long, I was just checking out my latest credit card bills and saw a notification in red on the home section of cred app calling out that your app is outdated please install the latest version.

Once I opened the playstore and check the app it showed that no updates were pending but when I opened the app again it showed the same message and when I clicked download latest version it routed me back to the playstore listing and now the message is gone.

Does it qualify as some sort of weird app traffic generation logic?

And the short story long part is Maan I hate my credit card bills wtf. Like can't they just like waive off the bills if I have been paying it on time for years now atleast for one month they be like yeah dude you are paying a lot let cred take some burden off of you.

I'm acoustic nevermind.

Peculiar Cred App Observation

Security Engineer

I just saw that CRED did 2,500 Cr. In revenue. Can anyone help me understand what is the source of this revenue? 


I know they have a decent size loan book, but I’m sure that doesn’t add up to 2500 cr. 

Can anyone breakdown their revenue?

CRED revenue?

Founder’s Office

Have been hearing great things about a new startup called CheQ that offers the best rewards.

How does Cred have access to my CC bill?

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