I was just reading this from a premium big investor he literally dose daily sip instead of monthly because price averaging has a different result than a monthly number. Apparently doing daily sip gives a difference of atleast 9 to 27% in the performance of ROI... I just asked to know if someone has already experienced it.

Tech Lead

Well technically we can do it manually as well but I think kotak neo dose support daily sip.

Product Owner

I don’t think so it will impact that much. Investing 6k ₹ per month vs 200 ₹ per day won’t have much impact as daily change in NAV will be negligent, overall the return will be same. 
  
 If amount is 1000-5000 ₹ per day then the ROI can be more.

But again not sure how it will impact considering the NAV difference won’t be too high/low.

Software Engineer

Well what ever the amount small and mid caps sometimes move decent in a month or two so we might end up buying th stocks prices higher right? Weather a couple of hundreds or thousands it's still the same percentage maybe we might not see the value in money due to small numbers when it's in hundreds. I think in recent past this numbers changed earlier it would not have mattered but now stocks are moving faster.

I read this and wondered what are you sipping daily 😅 
 Then saw the community it was posted on

😂😂 my bad should have mentioned it clearly in the question.

Consultant

https://youtu.be/M5VEwtsHnlo?si=xem-7JR2xHt5NUjx 
  
 Don’t complicate life for 0.01% gains. Make investing bit boring

That's what u said earlier years it would not have made much difference but present Years data changed I have seen small or mid caps hitting 30-50% growth in just one months. So it will make a decent difference.

Product Manager

I’ve for Rs.250 but now they have stopped taking the daily SIP and lumsump amount as it’s smallcap based MF. However the existing SIP will remain continue so it’s working for me

Team Lead

Welcome to Personal Finance's Private Community

How many of you do a daily sip?

How many of you do a daily sip?- Grapevine

No disputes for this

Software Test - QA

Please share any hacks you follow to keep yourself well hydrated. Especially any tips for/from folks who Work From Office, where it's easy to lose track of drinking water would be great.

How do you keep yourself hydrated?

Data Scientist

I usually take 4 cups a day in office and 2 at home

I need a full cup of tea to start my day

Strategy & Operations

Millennial and Gen Z face mood swings due to multiple reasons. 

Generally I do below stuffs...

1. Listen to music or watch fav movies 🍿
2. Read a book 📖
3. Swimming or Gym or a sprint run. 
4. Biking at 20kmph and 80kmph also, both have separate zones.
5. Talk to parents or close friends.
6. Sleep
7. Sunsets or birdwatching

Attaching a snap of sunset from my today's bike trip, covered 130km in 2h. It feels so rejuvenating.

Watching reels/shorts is the last option.

What's your method for refreshment?

What do you do to stabilize amidst mood swing!

Posting hypothetical, unrelated questions on Grapevine 🤭

Senior Consultant

Welcome to Office Gossip's Private Community

I'm addicted to having tea everyday to the point I get withdrawal symptoms if I miss

Non sweet tea irks me, but processed sugar is not good

Can you suggest alternatives? "Healthy"

Google suggested honey 😒 dumb
Also me don't like cinnamon, so that option gone

Sugar alternatives in milk tea?

1. Real estate (invested value)
2. Liquid cash
3. Other Investments (invested value)

The wealth should not be inherited.

I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.

How much wealth have you created yourself?

Seeing the comment section,I realise I am broke.

Frontend Engineer

Software Developer

Welcome to Software Engineers's Private Community

What are the apps (paid/free) you use to upgrade yourself in technical knowledge. Want to know non video content and access through mobile app

Hey everyone, 

What this post is: a place to hang around and chat just about anything, without having a specific topic to discuss.
Think of it like the watercooler at your office.

Been waking up a little groggy (more like extra sleepy) these days, despite getting enough hours in. Anyone else faces this and knows why this happens? 

Look forward to hearing from you all :)

Daily Watercooler - 10th October

Intern

Did you know that if you start with investing 90K INR Each Month and step up your sip with 10% every 2 years, assuming 12% returns You’d have over 30CR in 2040? 

Now obviously you can consider inflation but still if you take out 4% of 30CR each year you would have 1.2CR Each Year i.e. ~10 Lakhs INR every month! 
 
Like what even lol.. Is there a catch for this ?

Investing in Mutual Funds is CRAZY

I want to invest 10k per month in sip and let's say I don't care much about risk (although not 100℅) 
And I plan to use that money after 3 year or 2 year, which SIP or investment should I choose to maximize my profit?

How many of you do a daily sip?

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Best sip for short time