Senior Associate

Rubrik already was one of the highest paying cos, we recently IPOed so anyone who here for more than 2 years with 2 years of exp has tc > 1cr

Software Engineer

9 and then 3 lacs now 0 (got laid off 5 months ago) 
 No 
 Yes (was able to)

Product Designer

Product Designer, cant reveal company name here

Product Manager

Consultant

Software Developer

0.8 months , in hand 136k, saving 55% of my salary every month (investment+emergency fund)

Senior Product Manager

Data engineer

What is your years of experience and in hand salary ? Are you satisfied with the in hand salary? Are you able to save 3040% of your salary ( cash+ investments)  Honest answers please 🙏

What is your years of experience and in hand salary ?
Are you satisfied with the in hand salary?
Are you able to save 30-40% of your salary ( cash+ investments)

Honest answers please 🙏

How much do you earn

How much do you earn- Grapevine

Welcome to Personal Finance's Private Community

Recently started earning and honestly living a comfortable life with a much lower salary than most people talk about. Doing the math, I don't see myself needing more than 18L-24L in hand to save and continue living comfortable (but I am someone who always likes to do more and get paid more).
If you're <30 and earning this much money, why do you push for higher salary (eg from 30LPA to 40 LPA) - is 30 not enough?

Genuine query, open to any perspectives 🙏

If you earn 20+ LPA, what do you spend on?

Marketing Manager

1 Cr net worth in Bangalore; Ask me anything

Hey folks, I'm a recent graduate, got a job at a startup and the base will be <15, >10. Shifted to Bangalore (more like returning after 6 years, lived for 4 years before that). 

Since I'll be starting my full time journey soon, I want to know how you guys split your take home salary into needs, wants, luxury, savings, investing etc. 

Currently, I'm in a rented flat in HSR (my split is 7k) and will rent out/buy some home appliances. Food would be around 10k a month (no maid, all outside).

I just want to know your experiences on spending and handling money. Not that I'm bad at it, but this is the start of my journey and I would like to know how other people manage their money, so I'd know if I have to tweak some things. 
Do tell any strict DOs/DONTs, common mistakes.

How do you manage your money? (SDE version)

Intern

Welcome to Product Managers's Private Community

I want to understand if you are also satisfied with your compensation?

How much do you really earn? Honest Answers Please 🙏

2.4 lakhs/month. 
      
 Not a developer. 
 Not in Tier 1 city.  
 Not in FAANG or whatever it’s called now. 
 No loans or EMIs for now. 
  
 Married to my GF of six years. She earns 1.3 lakhs/month. 
  
 Guess, I could say I am extremely satisfied.

UX/UI Designer

Welcome to Software Engineers's Private Community

[Serious Question]
Folks who have been working from sometime now, how much savings/investments should one have in terms of their YOE/AGE. TIA. Absolute numbers are appreciable.

How much saving should I try to have ?

Do you save all of it? What are your future plans for the money you end up saving?

People making >50L+, what do you do with your money?

City - Bangalore, both Software Engineers

My salary - 48LPA
Wife’s salary - 30LPA

In hand salary both - 4L per month
Yearly bonus - 8L

Monthly expense - 1L
Rent - 35k
Car EMI - 16k
Other expense - 50k

Investments -
Monthly SIP - 1L
Stocks - 50k

Remaining 1.5L saved in account for big investments and emergency 

Current assets and portfolio -
MF and stock - 20L
PF - 15L
Land value - 1.3Cr
Flat - 1.6Cr

Term insurance - 3 Cr
Health insurance - 10L

How am I doing financially and what can I improve?

Me reading it with 20k in savings account😅🤣

Tech Lead

Planning to buy a house. I'm confused about what should be the max price range I should be targeting for. I was okay with going till 2 cr since I would be able to do 40% down-payment and take loan for 15 years whose monthly EMI wouldn't be more than 1/3rd of my monthly in hand salary. 

But after talking to few folks, realized that people are actually okay going for costlier properties. 

People who bought house in last 3-4 years, what % down-payment did you do and what % of your in hand salary is your EMI?

Home loan

What is the biggest expense, how much do you save and how much do you invest

How much do you save per month?

Analyst

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:

Income: 22LPA

PPF: 3 Lakh
EPF: 2 Lakh
MF: 5 Lakh
Saving Account: 4.5 Lakh

Income for new FY post increment: 29LPA

I did these savings based on some advice from my elder brother.

I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified?

Apart from improving my savings & investments and 
still being able to afford a few luxuries, I want to know if I should get any of these:

- Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old)
- Life Insurance - Do we really need it, I'm still 24?

1 year in first job, please help me assess and improve

Welcome to Moving Abroad's Private Community

I'm a software professional making 50LPA in India.

Getting offers from Germany, Spain for 100000 euros per year.

What should I choose? Relocating to Europe or stay back in India? How are savings in European countries compared to India? 

I know quality of life will be better in Europe. But is it true that you feel alone there (being away from family)?

Anybody with similar experience?

Salary and relocation advice

After working hard for 6 yoe able to save 1.8 cr.
Working in Bangalore
1cr cash plus 70 lakh house gave cash
Ask me anything

After 6 yoe able to save 1.8cr

Frontend Engineer

Welcome to IT Company Discussion's Private Community

I wanted to know if anyone did quit their job in a company ( 2020 onwards) and after that were you able to get a hike on your next job? Can you also mention what percent hike you were able to get and your job role and industry?

Expecting honest answers only peeps?

For those who are planning for FIRE. Share your-

1) FIRE net worth
2) Target age to achieve FIRE
3) Current age and YOE
4) Current network

FIRE

Hi, I am 25 years old and I live in Bangalore. I make around 1.35L pm and I’m struggling to understand how much to save or invest in a month. I understand the 50 / 30 / 20 rule but feel like using 50% of my income on needs is a lot. 

I also do not understand if I should have a different pot for savings (liquid) and investments or if I should be putting aside all my extra money on investments. Also how much is a decent amount to spend on rent + food + lifestyle etc. 

I like living open heartedly but also feel immensely guilty after splurging too much. 

How much do you think I should be saving in a month, realistically?

How much do you earn

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