How to integrate with experian for credit report

Hey folks I am an ex investment banker, CA ranker, Cfa L1 pass and have been managing my investment portfolio for the last 5 yrs and successfully beating the market Also ex Faang and currently trying to build a product. Also have access to research reports of every global company. However i need help in terms of building a product for India. If you are smart, driven by passion. Then let's connect for mutual benefits

Usually many apps can access our fin data with just our pancard ryt. Ind money didnt even ask for my pancard. Just from my number they gave everything. My pancard details, upi ids. Credit cards, bank account etc. how do they work. If i create an app, apply for some licence will i be able to get all this information? Will they check security of the database etc before giving licence..

Its been like this since past 2 years

https://m.economictimes.com/tech/technology/non-chinese-lending-apps-including-payus-lazypay-kissht-blocked-on-meitys-order/articleshow/97656552.cms

We are thinking of starting a Fintech product, Can anyone help us understand how we can get an API stack to add Credit Products to our product basket, which Banks provide the stack, what all compliance do we need to follow

Hey i am trying to find some freelancing/consulting opportunities for UPI/Payments space while keeping my anonymity. How should i start since I can’t just post it on twitter/linkedIn. I have lead tech for 2 startup’s specially in UPI space, made their application go live from 0 to 100k users but now pivoting to another space but don’t wanna lose the touch. Would be happy to help :)

We are thinking of starting a Fintech product, Can anyone help us understand how we can get an API stack to add Credit Products to our product basket, which Banks provide the stack, what all compliance do we need to follow

Looking to understand the new to credit market better to ideate a solution for them. Any research that can help? Also very keen to chat if anyone is thinking about solving for this market too!

We run a platform that works with SME'S , MSME's (can't disclose more on what kind, but like any transaction have buyers and sellers), have active 3 lakh users. The amount transacted is above 150+ crore every month. We realised that these SME'S and the sellers have a lending cycle with the seller every 7-14 days. Got some queries for lending (Because these businesses run of cash flow), after in-depth research, we just realised the immense potential we have if we start lending to them (both the buyers & sellers - by lending + invoice discounting). We already have all the data points since these users have been with us for a very long time. What does the fintech community think, should we add the fintech-lending to our business? (P.s.: Initial Projections show we start making 12-15 Crore net profit, after launch at 50% utilisation)

Viners, finally I’m frustrated enough to make a move on building my own business. Just curious about what b2c SaaS would you not mind paying 100 / month for? Preferably in the capital markets / personal finance space?