best funds change every year....start with one fund, if it's not performing at par with the index or their benchmark, move to other fund.... 
  
 u can check out parag Parikh flexi fund for flexi cap

Product Manager

What are the good flexi and small cap funds to invest in ? Also , which is the best ELSS fund in the market rn?

Welcome to Personal Finance's Private Community

MF recommendations

MF recommendations- Grapevine

One of my relatives wanted to invest in SiPs.

Asked my help coz am into direct stocks buying and USA market also. ( Made 10x in last 8y)

So, i checked his phone and got only Paytm and phonepe through which I could have subscribed sips.

But all of sudden I saw expenses like exit load and fund management 2% and 1% respectively.

So, i referred grow and alas! The same charge reduced to 0.XY % ( x and y = 0,1...9) 

Then I researched little bit and got him these fund's.

5000 per month and 40% in large cap. ( Long term 15-20y plan)

He can have moderate risk.( Got 3 kids, planning for their 20s)

Please suggest if all these funds are fine or need to change something

Best Direct Sips

Senior Consultant

Looking to invest 1.5L 80C in ELSS funds. Looking for fund and advisor suggestions. Kindly help!

Suggest ELSS funds

Consultant

I want to invest around 50K in mutual  funds. What are some of the best mutual funds to invest.  

I also want to invest around 50K in ELSS which are some of the best ELSS funds out there.

Mutual Fund & ELSS Fund Advice

Growth Manager

I have some funds which I want to invest, but little confused where to invest. 
Please advise.

Where to invest in ELSS or Index Funds

Software Developer

Looking for suggestions on where to invest and what are the best options in that category

For example, Canara Robeco Bluechip Fund for equity investments

Looking for suggestions on Mutual Funds, Bonds, PPF, EPF, FD, or any other types of investments paying off right now

Investment diversification

If anyone need advise related to mutual funds then please comment.

You can ask about any equity, hybrid, debt, etc funds.

Mutual fund

Finance Consultant

Hi folks, 

Personally, I thought I should invest in the index fund. Because, I don't want to take the risk with this amount. 

But I would still like to know 2 things - 

1. Is the index fund fine? 
2. Is it the right time to invest in lumpsum Or should I do an SIP of 20k? 

Any help would be appreciated. 

Thanks in advance :)

Where to invest Rs. 2 lacs right now?

We don’t know your risk profile, but your statement gave me a hint of conservative.  
  
 For a conservative investor in the current market situation, I will do 2 step investing. 
  
 1. Put 1.6/1.8L in arbitrage/liquid fund  
 2. Start monthly index investing with 20k 
  
 If I see 2.5% correction in index, I will move 60k in index from arbitrage/liquid. If index sees more than that, I will transfer rest of the amount to index.  
  
 The above method will preserve my capital & gains both.

Newbie in investing and looking for some investment related to MFs SIP. Do suggest some good SIP to get started with?

Looking for some good Mutual Funds suggestions?

Associate Product Manager

Hi all awesome people, I have been investing for 7 years now, since I started my job and below is the break down of my current SIPs:

Category	Fund	Amount
Small cap	Nippon India Small Cap Fund	15000
ELSS	Quant Tax Plan	7000
Flexi cap	Parag Parikh Flexi Cap Fund	20000
Index	ICICI Prudential Nifty Next 50 Index Fund	4000
Index	Nippon India Nifty Midcap 150 Index Fund	3000
Index	Nippon India ETF Nifty 50 BeES: Stock SIP	20000
Large & Mid cap	Mirae Asset Emerging Bluechip Fund	11000
Multi cap	Quant Active Fund	5000
Sector: Energy	DSP Natural Resources & New Energy Fund	5000
Sector: Energy	Tata Resources & Energy Fund	5000
Sector: Energy	Nippon India Power & Infra Fund	5000
Global	ICICI Prudential US Bluechip Equity	5000
Global	Navi NASDAQ 100 Fund of Fund	3000
Global	VOO-Vanguard S&P 500 ETF: Stock SIP	5000
Global	VWO-Vanguard FTSE Emerging Markets ETF: Stock SIP	5000
Sector: Precious Metal	Nippon India Gold Savings Fund	3000
Sector: Precious Metal	Aditya Birla Sun Life Silver ETF	4000
Sector: Tech	ICICI Prudential Technology Fund	5000
Value	ICICI Prudential Value Discovery Fund Growth	8000
Total		138000

I had alot of diversification and had multiple active SIPs in same categories, I tried cutting them down based on some analysis. I have few questions:

1. Am I over diversified? I have mostly 1 active SIP now in each sector.

2. Few of categories like multi cap have negligible allocation, should I remove them or allocate more?

3. I am betting heavy on energy please help me decide 1 fund from above 3.

4. I have stopped SIP in a bunch of funds but DID NOT sell them. How do I rebalance existing funds, do I sell and rebuy and pay the tax and load or just keep it?

I have other investments like emergency fund FD, liquid cash, gold and real estate. My only goal from MF is wealth creation and can with highly aggressive investment profile.

Thanks in advance people.

Help gauge my portfolio

The power of compounding really works! 
Started with a meagre salary of 4L/annum in 2018. But made sure to SIP 5K every month in Mutual Funds, and kept on increasing with career progression. This could’ve been more but I wasn’t able to regularly SIP during the two years of my masters I did after my first job. 

This may not be as much as the other tech dude bros out here sitting in CRs but this is a big milestone for me and all I’d like to say is SIP really does work and it’s all about being in the long run. Onwards and upwards only now 💪🏼💪🏼

Small Wins (2x’d my MF Portfolio)

Hey please suggest 2 mutual funds, iam planning to invest 16 k ,sip,long term...thank you

UX/UI Designer

In my last 5 years of investing in MF, only hdfc top 100 fund has outperformed index. The return of other mutual fund miss the index by 0.5-1%. Though this is not big, paying expense ratio and still underperforming makes less sense to me. 

For the next 5 years, I am planning to stop SIP in the funds and directly SIP in etf. 

Would love to have your view/advice on the same. Thanks in advance!

Mutual find VS ETF

Investor

Any exciting Mutual Fund investment stories with long term investing ? How much returns have you made in 10-15 years of duration ?

Mutual Fund Success Stories

Software Engineer

Which are the best mutual funds for long term investment. The aim is to at least beat index funds and inflation! Also, please recommend some good small-cap funds for good returns!

Looking for Mutual Fund recommendation

Analyst

Heya All,
Can anybody suggest best mutual funds to invest in SIP which can be held for long term (more than 10 years).

Best Mutual Fund to invest for long term

Solution Architect

Can anyone suggest some good mid-cap and small- cap mutual funds to invest in?

My goal is to grow my money. I am fine with high risk ones as well.

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