And here we got 0 hike from last two years.

Bhai Flipkart me already aap paise chaap rahe ho 99% logon se zyada

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Kaam bhi utna hi kiya hai like 14-15 hrs mostly

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Is it worth buying 23 lakhs creta? Need suggestions please

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Hi everyone,

Currently working in Mahindra and Mahindra, ask me anything.

Ask me anything about Mahindra Automobile!

Product Owner

Recently started at a new job in Noida. I am looking to do a to n fro trip from Noida to Lucknow at least twice a month (500km oneway) + 5 days a week to office within Noida. I have only driven dad's WagonR till now within Lucknow.
Budget is about 16-17l. I have no clue whether to go for an SUV or sedan. Pls help with car recommendations.

Car recommendations

Product Manager

I’m planning to buy a car. I’ve my options as CUV 700 and Safari. I’m targeting AX5 variant in XUV 700 and Pure plus S in Safari.

Safari is costing around 23 lakhs and XUV around 22 lakhs.

I’m confused which car to buy.

I know this might not be the right platforms to ask such question, but I’m also sure that there are lots of folks who are car enthusiasts or who may actually own one of these cars. I’d really appreciate honest reviews or any other options I could go with.

Which car and variant to chose

Software Engineer

Welcome to Personal Finance's Private Community

I've a 10k Taj voucher which I don't intend to use. Please let me know if interested.

Taj voucher for sale

Welcome to Indian Startups's Private Community

https://twitter.com/bhash/status/1684955165865213952?t=njFwNN-WfHqYdF-eTfxVcg&s=19

What he is not telling that, at the end of 5-7 years of usage you will need to replace your whole battery which will cost 60% of the scooter value.

Why do founders lie?

Hey guys, not sure if this is the right platform, but it'll be really great if you can share the long-term review on xuv700 vs Hyundai Alcazar? 

Heard a lot about how good xuv700 is , but how bad their service is. Also, random blank screens, Alexa not responding, crackling sound. 

Whereas no complaints as such for the Alcazar, apart from the fact that it's a bit compact.

Please share your views !!

Xuv700 vs Hyundai Alcazar long-term review?

Analyst

Which car is better  mahindra 3xo, tatanexon

Which car is better

Data engineer

Car Under 30L

Founder

I’m in the process of getting a car. I absolutely love cars and don’t mind splurging a bit to get a nice car.

Looking for recommendations: why did you buy it? How much did you pay? Any regrets?

Any Merc/Audi/BMW/Porsche owners here?

What car do y’all drive? 🏎️

hello guys,
I want to buy a car in the range of 14 to 17 lacs.
I want to take it to the office and also use it for long drives and touring places within say 400 km radius of NCR. Please suggest which car (preferably SUV category) should I be purchasing?

suggestions for a car 14-17 lac

Welcome to Software Engineers's Private Community

Excited about Bonus, When and what to expect in diwali bonus?
Share your experiences.

Diwali Bonus

What’s your credit card strategy? Pls tell the best for Groceries, rent, shopping, travel

Thread: What credit cards do you use?

Given all the variants in the market for both Creta and Seltos, how did you decide which model to choose from. 
I really don't want to go with the manual when we have all the more comfy options in the market, can you help me decide which one to go with and how you compare them and make an informed decision. I am also not sure whether to go with kia or creta.

Choose between DCT vs CVT vs AT

Milestone crossed 1M USD combined networth (~9.15Crore Household Net-Worth)
46 M (Software Engineer/Founder) + 37F Wife (Lawyer) + 1 Kid (3 Year Old) based out of Delhi.

So last week me and my wife finally reached this milestone, >1M USD networth. Here is our portfolio. I hope people here can recommend what I should do next.

This chart was made by our Wealth Manager.

Rough Net Worth Breakdown:

1. Provident Fund and National Pension Scheme (EPF + NPS): 1.1 Cr

EPF: 75L
NPS: 35L

2. Savings Account and Fixed Deposits: 20 L

Savings Account: 12L
Fixed Deposits: 8L

3. Mutual Funds (MFs): 3.8 Cr (Breakup Below)

Index Funds: 25%
Mid Cap: 15%
Contra: 10%
Small Cap: 20%
Flexi Cap: 30%

4. Fixed Income: 1.3Cr

FDs: 50L (Spread in segments of 5L across 10 banks)
NCD/Bonds: 80L 

5. SGB (Gold): 80L

6. Crypto: 46L

Bitcoin: 35L
Solana: 6L
XRP: 3L
other cryptos: <1L

International Investments: 1.49Cr
QQQ: 30L
NVDA: 32L
AAPL: 28L
AMZN: 33L
GOOGL: 26L 


We may get a good inheritance in the future, ~8Cr from my parents + ~15Cr from my wife's parents, but we are not planning on that. 

Our primary goals are education for our kid(+planning another 1), their marriage, 2x vacations a year(1 domestic+1 abroad), a decent lifestyle, and a good car(we have a SKODA Slavia right now, planning an SUV as we are extending our family).

Please share your financial journey and any advice, we look forward to reading your comments.

Reached 1M USD networth in India 🇮🇳

29M here. I live in 4km radius of my workplace and have previously enjoyed living in 2km & 180m radius of my workplace in HSR. I’ve been in Bangalore(HSR) for 6+ years and have never needed to own a vehicle(thanks to Ola/Uber/Rapido, BMTC, Bounce, Vogo, Yulu, Drivezy, and a couple of friends). I often walk back from office as time consumed by bus+wait time = walking back home+5mins. Besides busses are a bit unreliable & often too crowded. I used to work in a startup so I had very little free time to venture out & I’ve been very frugal with money even though I have decent income. I’m fully I’ve always lived way under my means like a tech-bro. 🥲

I’m now willing to purchase one for office commute & to enjoy some solo trips as I might get married by next year. I sort of feel not owning a vehicle(preferably car) could be a potential red flag for the girl(&her judgemental parents; AM sucks, lol) but I’m planning to hold off a car as my commute time(&⛽️₹) will increase and buy a working scooty/bike which can sort of ferry me quickly and cheaply to local meet-ups, relatives’ homes for free food/celebrations. I feel I might miss out on crucial contacts, awesome learnings & above all time(the most expensive resource) if I don’t own a reliable 2wheeler.

Two wheeler expectations:
- comfortable city driving; expecting to not ride more than 20km/day(Scooty wins here hands down as I have a decent place to throw in the laptop bag and keep my spine straight)
- okay road trips for maybe once every two months(sports bikes rule here, no gf sadly🥲)
- low servicing overheads(rules out 2nd hand vehicles, as 2nd hand vehicles as they are expected breakdown more frequently & recurring servicing cost) (EVs win here, until🔋😒)
- as low cost of ownership+purchase as possible (basic bikes like Pulsar/Platina could be a good choice, Ather 450 gets booted out as it’s ₹1.6L)
- likely not an EV(coz once a while I’d like to hit the highways & I hate surprises so no Ola)

Please guide me peeps🙏

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