DizzyMarshmallow

Need advice on where to invest in lumpsum

Current mf portfolio (total invested = 10L) : Axis small cap Quant absolute Hdfc equity savings Axis blue chip Sbi gold (just started)

Top performers are axis small cap and quant; also running an sip on them

Current stocks (1.3L ): Mostly largecap (mostly in red)

The rest of the money is either in fds or in the Bank (significant amount)

I feel the equity portion of my investments is very less and I need to be a bit more aggressive on it right now since I've about 60% of my net worth in either fd or in Bank. I can probably do a 5L lump sum then an sip on the same if they continue to perform well. Considering that please suggest some investment options

A few options I had in mind: Us mutual funds Chinese funds Indian infrastructure funds Reits

13mo ago

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SparklyBurrito

Stealth13mo

Rather than SBI gold , you can look for SGB. Do lumpsum in piece meal basis as and when markets keep correcting. Please do check for overlapping on existing mutual funds. You may exploring investment in index funds Nifty 50 Next 50, Midcap 150.

DizzyMarshmallow

Booking.com13mo

The reason I went with SBI mf is coz it doesnt have a big lock in period like sgb Wouldn't a nifty 50 overlap with the existing blue chip fund ???

How about a balanced fund ?

SquishyBanana

Freelancer13mo

Why not stocks?

DizzyMarshmallow

Booking.com13mo

Mf seem more safe; less need for active management. But I'm open to stocks if you've some suggestions from long term pov. Was a bit apprehensive coz I'm looking for lump sum and a investing big amount in just one or few stocks seem a bit risky. Would need to be very very sure before doing it

GigglyPancake

EY6mo

Need of the hour is you taking a Fundamental Analysis course so that you can restructure your stocks portfolio. If during such a bull run your portfolio is in red, that means entry points are incorrect or stock picking was poor. If you improve your stock picking expertise, it will far outperform your MF portfolio. My way has been the opposite of yours with near 10L in stocks and 2L in MF. Current return on stocks is 110% while MF return stands at 43%.

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