Need credit line for the biz.

After the recent RBI mandate to banks and NBFCs against unsecured personal loans, the lenders have pulled back their hands from digital lending. My company has already started facing the impact. Tomorrow onwards we won't be able to disburse any new loans from our platform because the lender is unsure of the road ahead. Personally, I can't afford to go through another layoff this year :')

Hi, I’m looking for an saving bank account to open online without need to go bank offline. This is just to park some money for sometime, as if it’s main account I just keep spending it. Main purpose is only to park some time and then once I get some lumpsum saved, around ~4/5L, will use it for any investment or need spend at that time. My main account currently which I use is Kotak and ICICI and I had used HDFC some years before but not using now. So I’m looking for some other bank account or the new age neo banks etc kind off with better return / rewards or offers but the core not to visit any bank offline for any purpose. Thanks

This is not going to be my salary account and would love if they have a credit card that has good benefits too

I currently have these cards: 1. OneCard(mainly for their partner offers) 2. Amazon Pay ICICI(for payments on Amazon and bill payments) 3. Axis Vistara Platinum(I use this for most payments to meet milestone benefits for flight vouchers) 4. IDFC First Wealth(Mainly because it is lifetime free, offers good lounge benefit, 1.25% cashback on online spends and BOGO on Paytm movies) My main problem is with Axis Vistara. Insurance payments now can't be used for fulfilling milestone benefits but a good chunk of my spends are for insurance. Please suggest a good credit card for Rs. 4L yearly spends. I'm mainly looking for airline benefits.

Spend around 10k on flights, 10k on dining out+swiggy, utility bills around 5k, shopping around 10k. Good credit card recos. I would love to get flight redemption points.

Seen enough posts about credit cards, thought it was time to ask about banks! I have a decently sizeable income and am anticipating more coming in USD in the coming months potentially. Earlier my family and I used to have priority accounts at Citibank (including one current account). Citi had good relationship managers and our issues were resolved on priority but ever since the merger, I feel Axis hasn't been that good. Which bank accounts do y'all have accounts in? Would want a bank where can establish good priority relationships etc with!

I want to open a separate account in a bank for online transactions. Any suggetions on services of these banks Like axis/indian oversees bank/kotak?

What are the shortcomings of BNPL or bill credits as a business model in your experience? Which companies have overcome these shortcomings and are making BNPL or bill credit work as a business? I request you to please share rational points and don't just rant about BNPL in India.

Which bank provides the best support/service for a company current account?