Hey. I'm sorry if this question is a repeat, but I am currently on the lookout for medical insurance outside corporate insurance for my family (me, wife and newborn son). We are both working and are covered in corporate health insurance separately. But I have heard that a separate health insurance is better. What do you guys think? If you think it would be better to have a separate health insurance, which one would you guys suggest? Please and Thanks!
Yes you should have one I have care insurance
You should book a call on Ditto. You’ll get a good idea of what you need.
A separate health insurance Is paramount. Corp Insurance has a cover of 3 lakh minimum and the max I have ever seen is 5 lakh with addons. Other than a broken bone or a small day care surgery like appendicitis - absolutely no other use.
Insurance is a rainy day cheque. Have a large umbrella so that you can protect yourself and your loved ones. A simple heart attack can put a huge dent.
Personal insurance is a must have. Suggestion depends on your budget, family history, existing diseases etc. I work for HDFC and Niva two both top insurance companies. You may mail me. Check profile.
Should we buy a personal health insurance on top of the corporate insurance that we have ? If yes , which one is the best considering that am at my mid 20's.
Please share your views on this.
Spending money on individual health policy (family floater) when you already have corporate policy, is it a good idea ?
Most google searches will say Yes, but want to know your experience.
I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:
Income: 22LPA
PPF: 3 Lakh EPF: 2 Lakh MF: 5 Lakh Saving Account: 4.5 Lakh
Income for new FY post incremen...
1. All expenses are justified if you are disciplined with your savings and investing. Don’t miss out on present just ...
