Yes you should have one I have care insurance

Software Developer

You should book a call on Ditto. You’ll get a good idea of what you need.

A separate health insurance Is paramount. Corp Insurance has a cover of 3 lakh minimum and the max I have ever seen is 5 lakh with addons. Other than a broken bone or a small day care surgery like appendicitis - absolutely no other use.  
  
 Insurance is a rainy day cheque. Have a large umbrella so that you can protect yourself and your loved ones. A simple heart attack can put a huge dent.

Program Manager

Personal insurance is a must have. Suggestion depends on your budget, family history, existing diseases etc. I work for HDFC and Niva two both top insurance companies. You may mail me. Check profile.

Software Engineer

Hey. I'm sorry if this question is a repeat, but I am currently on the lookout for medical insurance outside corporate insurance for my family (me, wife and newborn son).  We are both working and a...

Welcome to Personal Finance's Private Community

Hey. I'm sorry if this question is a repeat, but I am currently on the lookout for medical insurance outside corporate insurance for my family (me, wife and newborn son). 
We are both working and are covered in corporate health insurance separately. But I have heard that a separate health insurance is better. What do you guys think? 
If you think it would be better to have a separate health insurance, which one would you guys suggest? 
Please and Thanks!

Personal Health Insurance

Personal Health Insurance- Grapevine

Should we buy a personal health insurance on top of the corporate insurance that we have ? If yes , which one is the best considering that am at my mid 20's. 

Please share your views on this.

Health Insurance

Application Analyst

I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:

Income: 22LPA

PPF: 3 Lakh
EPF: 2 Lakh
MF: 5 Lakh
Saving Account: 4.5 Lakh

Income for new FY post increment: 29LPA

I did these savings based on some advice from my elder brother.

I'd like to spend more this year though, with some travel and going out more, maybe even purchase a scooty/bike and a PS5 😁 - would these expenses be justified?

Apart from improving my savings & investments and 
still being able to afford a few luxuries, I want to know if I should get any of these:

- Health Insurance - Only 5 Lakh cover from company for me and my parents (note - parents are getting old)
- Life Insurance - Do we really need it, I'm still 24?

1 year in first job, please help me assess and improve

Spending money on individual health policy (family floater) when you already have corporate policy, is it a good idea ?

Most google searches will say Yes, but want to know your experience.

Have you purchased individual health policy along with corporate policy ? If yes, do you feel like wasting money !

Analyst

Welcome to Fintech India's Private Community

Having a corporate medical cover is no doubt a valuable benefit but a corporate plan as a standalone policy can be insufficient as it comes with certain restrictions.

💵 Coverage is typically low (usually upto 5 Lakhs)
👨‍👩‍👧‍👦 Does not adequately cover all dependents
⚠️ In built sub-limits (e.g., room rent cap, daycare, domiciliary, modern treatments) and copayments

It is therefore strongly recommended to have personal health insurance over and above corporate policy to secure the health and financial well-being of your family.

Simple Insure AI helps you understand your corporate cover and recommends retail health insurance plans based on the gaps.

Currently, we offer policy analysis for the employees of these corporates: Bain & Company, Boston Consulting Group (BCG), Meesho, slice, HighRadius and PwC.

Here’s how to get started: Click on the company wise links on our link tree link.

Simplify your health insurance purchase with Simple Insure AI

Simple Insure | Instagram | Linktree

Why your corporate cover might not be adequate?

Founder

Should we have a seperate Insurance other than  the one the company provides for ourselves and parents ?

Seperate Insurance

I am Male 28 with a wife same age and parents aged just above 50. I am looking for a best Medical/health insurance plan(Family Floater). Need help from experts in suggestions

Best Medical/Health Insurance

Equity Research

Hi guys I need a good recommendation for a long term health insurance for myself and later after marriage maybe add them also

Any suggestions and what would be the pricing
My age 28

Health insurance recommendation

Welcome to Consulting's Private Community

Having a corporate medical cover is no doubt a valuable benefit but a corporate plan as a standalone policy can be insufficient as it comes with certain restrictions.

💵 Coverage is typically low (usually upto 5 Lakhs)
👨‍👩‍👧‍👦 Does not adequately cover all dependents
⚠️ In built sub-limits (e.g., room rent cap, daycare, domiciliary, modern treatments) and copayments

It is therefore strongly recommended to have personal health insurance over and above corporate policy to secure the health and financial well-being of your family.

However, understanding health insurance is complex and overwhelming. This is where we step in. Simple Insure AI helps you understand your corporate cover and recommends retail health insurance plans based on the gaps.

Currently, we offer policy analysis for the employees of these corporates: Bain & Company, Boston Consulting Group (BCG), Meesho, slice, HighRadius and PwC.

We're expanding our coverage to more companies soon! If you’d like your company to be included, let us know in the comments.

Click on the company wise links on our linktree link

Why your corporate health insurance cover might not be adequate?

Welcome to Indian Startups's Private Community

Can anyone suggest best health insurance other than corporate insurance which they provide of 5 lakhs.

Best health insurance?

Tech Lead

Welcome to Ask Grapeviners's Private Community

Which one do you have and what would you recommend?

Did you have any bad experience in the past while claiming?

* has good coverage
* ease of claim

Need Medical Insurance for parents

Hey Folks,

Please suggest good health insurance (family floater) with OPD & minimum waiting period, based on your personal experience.

TIA

If you are working at Meesho, Slice, HighRadius, PwC, Bain and BCG, we have analyzed your corporate health insurance policy

Welcome to Banking & Finance's Private Community

Why your corporate cover may not be adequate?

Hello all, I want to buy medical insurance for my mother and me, please suggest the best medical insurance in terms of support and claim settlement ratio 🙏

PS: I had a bad experience with HDFC Ergo, so please don't suggest it.

Best medical insurance for family

Me and my spouse in total are earning 6 Lakh a month pre-tax, but inspite of that there is too much pressure on finances. I am just amazed with the cost of living. Rents, School fees, EMIs, Taxes are just eating away all the income. I am barely left with 1 lakh at end of month. 

This saving is not enough for any emergency. Recently my family faced with medical emergency and I am still recovering with the debt it created. Company covered health insurance denied the claim on certain grounds and we were f**c***.

It looks so pretty from outside, but honestly I am frustrated even with this package in hand. Is anyone else feeling the pressure, or I am just bad at managing finances?

High costs of Living. Anyone feeling the pressure?

Product Manager

Given that maternity expenses are so high , I am planning to take a Heath insurance for her which covers maternity expenses and other health conditions. Any suggestions ?

Personal Health Insurance

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