Should we buy a personal health insurance on top of the corporate insurance that we have ? If yes , which one is the best considering that am at my mid 20's.
Please share your views on this.
Don't if you're corporate policy is good and covers your fam. If it doesn't cover your parents you can buy for them assuming they'll be in mid 50s. That way you save tax and help out family. If it takes care of all this then chill save tax elsewhere maybe help out a cause or something
Also itna bhi tax save mat kiya karo. If you're paying decent tax helps out in getting visas and stuff. Like I'm on track to become a uk citizen
If it's only for you and corporate cover is >=5L , it's fine to skip for now, if you have healthy life style. If it's <5L , opt for cover increment , you can check with HR.
If parents are also included, irrespective of the cover corporate provides, get a personal health insurance for them.
Spending money on individual health policy (family floater) when you already have corporate policy, is it a good idea ?
Most google searches will say Yes, but want to know your experience.
I've completed 1 year in my first job. I've tried saving and investing some money, help me decide what I can do better:
Income: 22LPA
PPF: 3 Lakh EPF: 2 Lakh MF: 5 Lakh Saving Account: 4.5 Lakh
Income for new FY post incremen...
1. All expenses are justified if you are disciplined with your savings and investing. Don’t miss out on present just ...
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