Is it worth it or its just another trap, haven’t used credit card yet, but keen is it worth it to go for this
Didnt know about this - but looks pretty good especially 5% off on Uber and Zomato is pretty neat
Might be worth just double checking if 1 reward point is 1 rupee. It looks like you can only redeem it only in the form of brand vouchers but if 1 RP can't get you 1 Rs of the brand voucher, then the cashback rate will be much lower
Yes but don’t use the food ordering services so idk
About rewards yes you we would vet in form of payZApp voichwrs
What about Blinkit for groceries?
Yeah payzapp shouldn't be an issue, but worth checking what kind of brand vouchers are there. For example if it's wallet money for swiggy / zomato / Uber etc. then worth taking the card. And only if 1 payzapp point = 1 rupee
Read about it a little bit more, there's a cap of 500 cashback on these categories - so if you spend more than 10K per month not worth going for it.
Worth exploring the HDFC millenia actually, they have 5% across these top brands. And if you negotiate with the bank rep a little you can get that also as a lifetime free. Millenia let's you even convert your points directly to cash, so overall that looks like a way better deal
Yes would look after it
Hi everyone,
I understand this might be a bit off-topic, but I was wondering if anyone here is using the HDFC UPI Credit Card. Is it worth considering, in your opinion?
Thanks in advance for your insights!
I have HDFC regalia and I am planning to upgrade, looking out for suggestions.
Axis Magnus
Axis Reserve HDFC Infinia Amex Card equivalent to the above 2
