Short built up .
YOE 10 CTC Base : 33 ( it's below gv standards ) Debt free no emi .
Need suggestions to grow at least 10x in upcoming 10 years .
Monthly expense : 25 k frugal lifestyle. Corpus remaining: 150 k permonth
Married no kids .
Savings till date asper snip attached 1.27 cr
I hope you don’t have not maid your real estate purchases in the bubble (2021-2024) in bangalore, if yes then you are screwed for next 10 years my friend.
1 st flat purchase 2013 2 bhk
2 nd flat purchase 2021 1.5 bhk
Yes and it's not in Bangalore .
Nice 👌🏻, your real estate investments are good then . all the best.
Try adding more money to mutual funds vis sips as they are more liquid.
Debt free is the best bit. If u are planning to upgrade ur lifestyle then start investing in urself and make couple of job switch. No other way to accelerate growth
Noted
Any particular reason for the majority of investment being in real estate?
It happened that way .
Real estate is limited and stable as compared to other options also in long run wanted to own house and stable rental income . Which I achieved .
What is the rental income? Ur getting
You need more liquidity.
Having some 2 L emergency liquid stored is not mentioned here .
Help me brain storm to grow more in right direction.
How much save is giving mail read permission to any app? Like in your case for NPS
Didn't gave that thought.
Nps is by default locked for time I turn 60 .
Still your concern is right .
Yeah so I recently invested in NPS first time and had been using INDmoney for a while but NPS tracking requires mails read permission 🥺
Let’s make this thread for savings related discussion:
Age: CTC: Total savings: Asset (if any):
For example, Age: 28 yrs Male CTC: 35 LPA Total Savings: 45 Lakhs Asset: 2 BHK in Bangalore
Share yours!
Age: 28M CTC: Enough for 30% tax bracket, not enough for tax surcharge Savings: 1.2Cr Asset: My friends and family
How much do you plan to accumulate to retire and at what age? What kind of monthly income will let you retire peacefully?
Dimag kharab hogaya thread padhke.
The wealth should not be inherited.
I'm 30. No house, 10L in cash and 5L in mutual funds. No inherited weath.
Seeing the comment section,I realise I am broke.
