SqueakyDumpling
SqueakyDumpling

Saving for a Vietnam Vacation

So I was planning for a Vietnam Trip in May and was planning to save for it, currently I'm earning around 125k/ month and consistently investing around 35k in stocks and SIP, so for travel should I have another SIP in MF or should I save it as a separate entity into my Bank account ? needed help. Also any tips for the trip would be highly appreciated. Thanks!

13mo ago
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BouncyMarshmallow
BouncyMarshmallow

Maybe with the same or little more budget and a bit of planning, you can visit South Korea too for almost same number of days.

Regarding the saving part, usually we have to pay it upfront for hotels (to get less price) and other tickets. So maybe you can save it in flexible/sweep FD. For less than 4 months recurring deposits or mutual funds might not make sense.

SqueakyDumpling
SqueakyDumpling

Bro I already shifted to Vietnam from Thailand and now South Korea, saara Asia aise hi ghumna padega lgrha

ZestyQuokka
ZestyQuokka

Vietnam is super chill in money. Please don't break MF FD for these 😂

SqueakyDumpling
SqueakyDumpling

Yeah ikik but I want to keep a separate funds for traveling, so that I can spend them freely

ZestyQuokka
ZestyQuokka

It is very cheap. If you go beyond the capital city, much cheaper

DerpyMuffin
DerpyMuffin

I spent 89k for an 8 day trip including flights and stays (my friends and I were going all out, staying in fancy places etc). It’s very doable.

DerpyMuffin
DerpyMuffin

That money could have lasted us 2 weeks actually. Vietnam is cheaper than equivalent in Goa.

DizzyKoala
DizzyKoala
Apple13mo

year of experience??

SqueakyDumpling
SqueakyDumpling

'23 pass-out

DizzyKoala
DizzyKoala
Apple13mo

wow which company u r earning 125k

SleepyTaco
SleepyTaco

2 months savings from your in-hand salary should be enough for a leisure trip to Vietnam

SqueakyDumpling
SqueakyDumpling

So 50-60k would do the job right?

SleepyTaco
SleepyTaco

Yup

SillyDonut
SillyDonut
TCS13mo

Vietnam is cheaper than Goa... chill

SqueakyDumpling
SqueakyDumpling

Wait fr?

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Bhai main to hardly 20k karta hu 5k MF ~15k smallcases Fir jitne bachte hai unse equity main kuch le leta h...