Should I go and apply for scapia card? I do 4 international travels in a year and love to shop, how will the card help me?

Hi, I'm planning to buy Scapia credit card for travel abroad. It is just a short stay. So i was planning to buy this scapia card. If any of you have used it (especially outside india), please share review

Any thoughts on the best credit cards in the market right now? Looking more for travel benefits

So this new company claims to give you cashback on travel and other expenses, but I'm reading reviews on Google Play Store and a lot of people are complaining that they've gotten rejected despite having a great cibil score, and that this is basically another data hoarding app. Anyone here got in?

The features are too good to be true

I have the following CCs 1. HDFC Millenia (it just lost its lounge access ability) 2. HSBC Visa Platinum 3. Axis MyZone Rupay Card (Converted from Flipkart Axis Card for Credit on UPI access) 4. IDFC First Millenia 5. SimplyClick SBI VISA But I want to replace all of these with one or two all rounder cards that gives me a wide variety of benefits (cashback, lounge, discounts, international payments, etc). Request you all to put down your suggestions.

I'm 24 and haven't started using a credit card yet. I don't even have one. Am I going right or wrong??