There are options. One is to stop drinking outside and do it at home. That’s a lot cheaper. 
  
 The other is to.. not drink? 4-5k is a lot for one person. What are you even having?

Product Designer

Product Owner

Try to stop drinking for a month this will go away. 
 Speaking from experience.

Software Engineer

Spending a little too much on weekend scenes. Not sure how to stop. 4-5K on weekends because of drinking scenes, isn’t sustainable 🫣

Spending a little too much on weekend scenes. Not sure how to stop. 4-5K on weekends because of drinking scenes, isn’t sustainable 🫣- Grapevine

Welcome to Indian Startups's Private Community

She is promoting burnout and is proud of it?

Consultant

Title says it all. Most women I encounter these days like to get blackout drunk for some reason. 

Have had to escort quite a few to their homes occasionally too. 

Can't figure out why though, rarely seeing responsible drinkers in my circle and on dating apps. They're either completely teetotallers or heavy drinkers. Rarely in the middle.

Anybody else seeing this too?

Tired of meeting alcoholic women

The FAANG and unicorn employee salaries for even 2-7 YOE engineers is quite insane compared to the average Indian employee pay in other sectors of the economy.

The average SDE2 at these companies makes 50+ lakhs per year in compensation (not “CTC” but real money) The average SDE3 makes 80+ lakhs which is frankly insane.

What are you guys doing with all that money?

FAANG & unicorn folks, what do you do with all that money?

Analyst

Welcome to Personal Finance's Private Community

So many folks are speaking out (or bragging who knows🤷) about their monthly/yearly paychecks. Just curious, for all single folks who are receiving a hefty wad of cash every month:

1. what do your general expenses look like?
2. what do you like to spend it on the most?

Here's my monthly breakdown(jab hum employed hua karte the🥲):

rent(coliving PG)- 12k
transport- avg. 1.5k
food- avg 7k
gym & stuff- 7k
parties- 5k
misc- 2k
TOTAL- 34.5k out of 80k in-hand

Apart from the general expenses, once in a while, I'll indulge in buying a good perfume of around 5-6k. 

The 2 most costly purchases I made were a new laptop(asus vivobook)- 50k & prs electric guitar & accessories- 82k

What about you?

What do you like to spend your money on?

Product Manager

Hi, I am 25 years old and I live in Bangalore. I make around 1.35L pm and I’m struggling to understand how much to save or invest in a month. I understand the 50 / 30 / 20 rule but feel like using 50% of my income on needs is a lot. 

I also do not understand if I should have a different pot for savings (liquid) and investments or if I should be putting aside all my extra money on investments. Also how much is a decent amount to spend on rent + food + lifestyle etc. 

I like living open heartedly but also feel immensely guilty after splurging too much. 

How much do you think I should be saving in a month, realistically?

How much should I be saving/investing in a month

Product Marketing Manager

Sooo I feel like Bangalore is a city that lives on Hype, everyone is just trying to be cool and are too afraid of actually call out stuff for what they are. 

Few examples (my personal opinion) 

Eat Naru - it’s good ramen, but you can definitely find better or as good (bookings are sold out in minutes) 
Pizza 4Ps - Average pizza, great hospitality but not worth waiting for a booking a month in advance 
Ultrahuman ring - It’s not even that accurate for that price 
March Tee - good T-shirt, but you can find so much better at that price point 


I like to call this the Bangalore Hype Train xP

#BangaloreHypeTrain

Founder’s office

I come from a poor background, but somehow I worked extremely hard and now I earn decently well (above 60 LPA cash). 

My problem is- 
I don’t mind spending on others. In fact I don’t even think twice before taking my card out and buying things for family or friends. I have also lent money to multiple people when they are in need of help (total close to about 2-3 lakhs). But it doesn’t bother me even a bit. I don’t even care about whether I’ll get it back or not. 

But, when it comes to me, I find myself struggling so much and questioning my decision to buy things even as cheap as INR 200-300. And most of the times I find myself going extra miles to save a few bucks. In fact, I also recently downgraded from a bigger to smaller apartment, because I have been doing so much maths around saving 7-8K a month. 

Maybe there is some part of me that feels that I don’t deserve any of this. 

Anyone has any idea how to fix this?

I find it so hard to spend on myself

I have been pursuing some aspirational products like Apple Watch SE, Airpods Pro 2, PS5 etc. since a long time. I go to the Amazon page and add it to cart but then my conscience questions me as to is it worth spending so much on it? I earn decently and live in BLR but still I dont fully understand to give my mind a valid reason for purchasing a 40k Watch that shows time, some metrics and some automation. Also 20k for listening music, 50k for playing games.

It feels as if is it sane to spend much on these personal material stuff? How do you folks look at this while making purchases?

How do you justify expensive purchases to yourself?

Software Developer

I grew up in a family which used to be just above poverty line. My mom had worked a lot to provide making 7K a month. I now have a job that pays 15lpa. Other than good food on table I'm not sure what i should do with the money. I save everything left after removing house expenses Which is 75% of my income. I know saving is good but i don't want endup saving a huge pile and dying without using any of it.i want to exprfi6good things. How did you guys spend when you tried to raise from almost poor to a decent standard of living

Spending a little too much on weekend scenes. Not sure how to stop. 4-5K on weekends because of drinking scenes, isn’t sustainable 🫣

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