Almost Every stock of the Tata group has been an outperformer. Tata Group is an excellent wealth creator.

Machine Learning Engineer

TRENT is Tata group company that owns retail outlets like WestSide, Zudio , Star Bazaar

Product Manager

Frontend Engineer

Software Engineer

Trent is amazing 
  
 Their star bazaar portion of the business has been crashing because of their idiotic decision to price match with Dmart (losing proposition) and focus on private label. GOLY has been trending downwards 
  
 But the guy (Brit) they brought in turned westside around and masterclassed setting up knock off zara so well that 70% of the groups net profit comes from the clothing entities

Generalist

I am not an active investor and neither do I understand charts. I added TRENT 6 months back because I really liked Zudio and think it will revolutionise the retail market.  As of today, it had give...

Welcome to News Discussion's Private Community

I am not an active investor and neither do I understand charts. I added TRENT 6 months back because I really liked Zudio and think it will revolutionise the retail market.

As of today, it had given me more than 120% return. Really happy 😎

TRENT is 🚀 🚀

TRENT is 🚀 🚀- Grapevine

Welcome to Personal Finance's Private Community

Recently invested in Trent, DMART and Ethos. All terrific businesses although a bit expensive in valuation

Which stock are you long on and why?

Founder

mid 20s, ctc 30LPA(cash, non esops), monthly expense 60k(including needs + wants), how should I invest (~1.5L pm) considering following:
1. high risk appetite: do not want to invest in FDs
2. asset lite: do not want to invest in real estate
3. no dependencies, no loans, no emis

How do you invest your money?

Missed the last COVID rally but this time it has rewarded.

How many of you are invested in Bitcoin?

My biggest regret is not to invest in Bitcoin in 2012 when I got introduced to it by a good friend!

Bitcoin is a must in portfolio

The power of compounding really works! 
Started with a meagre salary of 4L/annum in 2018. But made sure to SIP 5K every month in Mutual Funds, and kept on increasing with career progression. This could’ve been more but I wasn’t able to regularly SIP during the two years of my masters I did after my first job. 

This may not be as much as the other tech dude bros out here sitting in CRs but this is a big milestone for me and all I’d like to say is SIP really does work and it’s all about being in the long run. Onwards and upwards only now 💪🏼💪🏼

Small Wins (2x’d my MF Portfolio)

Senior Consultant

Hello everyone, 

I'm Sandeep, the co-founder of Dezerv. We're an investment management platform helping affluent Indians invest better. 

Prior to Dezerv, I was a Sr. Managing Partner & Head of IIFL-One, and in all have over 15 years of experience within wealth management. 

Would be keen to answer questions about Portfolio Management Services (PMS), Mutual Funds, Wealth-tech as a space, investment management, entrepreneurship, and more. 

I'll be back at 5 pm and start answering away!

AMA: Hey everyone, I'm Sandeep, co-founder of Dezerv. Ask me anything!

Co-founder

Hi everyone,

The year end is here. It was a great year for my FIRE journey and I thought I'll share an update with you all.

With few days left in 2023, I've crossed 2.65 CR in net worth after touching 2 CR in May this year.

Here's the breakup:

Direct shares: 1.7 CR (this was the major driver of growth),
ELSS: 0.06 CR,
Company shares: 0.06 CR,
Real Estate: 0.4 CR (while it is between 42-45 now, keeping this unchanged from May),
EPF: 0.34 CR (interest for last year kicked in),
NPS: 0.06 CR (investing because I'm in 30% bracket, getting 14.8% xirr here),
SGB: 0.03 CR

The driver for growth has been a high saving rate.

In 2023, i've added 29.5 lakhs in equity, about 2.5 lakhs every month. 6 lakhs in company shares (US listed). The EPF and NPS savings are on top of this. My target was to save 36 lakhs in equity overall, and it's done! Targeting the same for next year. I'm aiming to cross 2 CR in equity before July 24.

Another change I did this year is that I've moved away from active advisory. I get the stock ideas from Twitter discussions, analyse them fundamentally and take bets based on the charts. I'm quite confident of my charting skills with max drawdown of 25-30% but upside of multiple x. I could capture 2-3 2x this year with sizable investment in them. I got this confidence after i could take my wife's account from 11 lakhs to 20 lakhs in about 2 years.

While the next year can be a huge bull run if BJP wins, I'm still trying to diversify. I'm planning to add a real estate of about 75 lakhs by paying 10%. This will help me leverage as well. The rental yield is the property is approx 5% and calculations show that I'll have to only pay 40-45% of the EMI and rest will be covered through rent. This should bring my equity exposure down from the current 65% to less than 50%. In this I'm trying to diversify and leverage while not denting my current equity corpus.

Suggestions welcome to make this FIRE journey better!

Thanks!

Crossed 2 CR and 2.5 CR in the same year

Project manager

Nifty again at ATH, 5% up since I last posted the update. 1000 point move in 11 days, already. How high will it go?

NIFTY50 at All Time High again! How's your portfolio looking?

Bought a bunch of Zomato stock at 60, ~3 months back. Sold a lot of it at 97 today. Feel happy.

Corporate Strategist

Hey, I am a fresher and I am looking for resources to understand the world of investing and how to manage my money. Any advice is appreciated. Thank you

Resources to learn about Personal Finance and Investment

What are your net worth targets and goals by age?
Here's mine:

25: 10L ✅
30: 50L ✅
35: 1.5 Cr 🟡
40: 3 Cr 🟡

Net worths target and goals by age...

We have heard so many times that it's difficult to beat the index and people should stick to investing in index mutual funds.

Well I've been doing SIP in selected non-index funds for past 4-5 years and surprised to that I'm comfortably beating nifty 50 benchmark. 

How are your gains looking and how long have you been investing?

Gains

Hey folks, I was checking my portfolio recently and with the slight market correction happening over the course of the month, I am confused about selling some of my stocks, I wanted to know how to go about it?

Background: I am a 24 yo and have been investing since 2020, have made good profit across but with some stocks been super lucky (300-400%) although the absolute number is in thousands only. I don't have any requirement of money and can hold all of them for a very long period.

When to sell a stock?

Has anyone used Smallcase to invest here ? Is it worth paying the premium and enrolling ? Want to invest some lumpsum amount and need advice

Smallcase ? Good or Bad?

Holy shit

Engineering manager

Hello Grapeviners,
Which one of them is overall good to have demat account for share investments?
Asking for my younger cousin brother who is new to all these things.

Please share your experiences, your inputs will be much appreciated.Thanks

PS- I have been using zerodha was very much satisfied with the app ,till they change the details page for stock.Earlier it was ticker but now it is Tijori which is much harder to navigate the details as UI is not that good as earlier in Ticker.

Zerodha, Upstox, Groww,5 Paisa...-Which one is good?

Welcome to Indian Startups's Private Community

Fast learning and fast paced growth aside, after 15 years of MNC experience  I joined a startup to get some ESOPs.. and hopefully a good buyback ..

I have worked in 2 startups now.Both of these were already  Unicorns when I joined .


While I love the culture and dynamic pace of a startup 
i feel my chances of getting a payout  are slim...

My personal learning is to get a good reward you have to be in top 10 employees for sure ... otherwise it's not worth it ..

There is no point joining a Unicorn in middle management...or second in command in any function...

Happy to hear your thoughts !

TRENT is 🚀 🚀

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