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U should travel as much u can

Not really πŸ˜‚πŸ˜‚πŸ˜‚, On my early career I was so motivated to work in a product based company. I worked my ass off but then realised I totally destroyed my physical and mental health. During my college days all of my friends had bikes (not expensive ones) and me from a typical middle class family where we can't afford one for me. I work hard in my college days I bought my 1st bike (2nd hand splendor). Then after college graduation I got an offer for a new early stage startup away from my home town. I was so excited that I thought I will work extra hard to make it successful and get recognised by everyone. So I even work on Saturday and do more research on things related to work even on weekends. In the 1st year it was ok but things started to hit me in the 2nd year where I started to have body pain I kind of in a mental troubling. Then I realised that I lost something that is an important part of my life and that is to have those long drives and visit new places. So yeah after quitting that job I moved to a new city with a new lifestyle 😁. I bought my dream bike in the 2nd month. Everyone told me that I am making a bad financial decision but for me 1st I need to change my regret. I think these things are essential in your life and this may not be a good financial decision but this will give u consistency in your life and career. So I think you also need to work hard but at the same time don't lose the things that are important to u. This can be driving, traveling or party You also don't need a lot of money to do these things πŸ˜‚πŸ˜‚. Recently I went on a 3 day ride with my friends at a cost of Rs2000.

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FIRE on

by AmpleBlackbird

TCS

How I Hit 1Cr Net Worth at TCS Without the Startup Hype (and no, I don’t want to retire early)

Saw the new FIRE community here on Grapevine, thought of sharing my story here. Let's talk about money, startups, and the misleading "get rich quick" mentality that's captivating our generation. I'm 32, and I've been with TCS for 11 years. Yes, TCS. Not a trendy startup, not a unicorn, just good old Tata Consultancy Services. And I've just reached a 1Cr net worth. Before you assume I'm a senior executive or had family wealth, let me clarify. I started as a fresh graduate earning 3.5 LPA. My parents are middle-class government employees. I had no special advantages or lucky breaks. What I did have was discipline. Pure, unglamorous discipline. While my college friends hopped between startups, chasing ESOPs and IPO dreams, I stayed put. I lived modestly, invested consistently, and focused on steady growth. Here's the unvarnished truth: 1. Most startups fail. Your ESOPs are worthless if the company doesn't succeed. 2. Even if your startup thrives, the chances of making life-changing money are slim. You're more likely to end up overworked and burnt out. 3. FIRE is unrealistic for most people, especially through startup gambles. 4. Slow and steady really does win the race. My journey wasn't exciting. It looked like this: - Lived with roommates until 28 - Drove a second-hand Alto while peers financed luxury cars - Invested 50% of my salary monthly, without exception - Educated myself about index funds, debt funds, and asset allocation - Declined expensive trips and unnecessary luxuries - Focused on upskilling and steady promotions at TCS Was it always enjoyable? No. Did I sometimes feel left behind when friends posted about startup funding or fancy perks? Absolutely. But you know what's truly satisfying? Reaching 1Cr net worth at 32 through consistent, unexciting progress. I'm not saying everyone should work at TCS or that startups are bad. If you genuinely love the startup world, pursue it. But do it because you love the work, not because you think it's your ticket to early retirement. The startup world has sold us a fantasy. They've glorified overwork, made "hustle" a personality trait, and convinced a generation that success only comes through a miraculous exit. That's simply not true. Success often looks like showing up daily, living below your means, and making smart, consistent choices with your money. To the 20-somethings chasing startup dreams and thinking ESOPs will enable early retirement - reconsider. The odds aren't in your favor. Instead, think about this: - Find a stable, fulfilling job - Live well below your means - Invest aggressively and consistently - Focus on steady career growth - Ignore flashy social media lifestyles It's not exciting. It won't get you media attention. But it works. Here's the best part: this path has allowed me to have a balanced life. I'm married with a young child, and I get to spend quality time with them every day. I play with my kid after work, I'm present for family dinners, and I even have time for my hobbies on weekends. I'm not constantly stressed about the next funding round or pulling all-nighters to meet impossible deadlines. I have the mental space to be fully present with my family, and that's priceless. I'm not planning to retire soon. I actually enjoy my job and the stability it provides. But reaching this milestone has given me options and peace of mind that no startup gamble could offer. So, is anyone else out there quietly building wealth without the drama? Let's hear your stories. And to those still pursuing the startup dream - I wish you the best. But consider that the less exciting path might be the one that actually leads to both financial success and a fulfilling personal life.​​​​​​​​​​​​​​​​ Slow is smooth, smooth is fast :)

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Misc on

by DimpledProblem

Salesforce

It just all feels pointless ..

So, I'm a 27 year old guy working as a software engineer for the last 4 years and come from a typical middle class family. I have made decent money of about 50 lakhs in savings but I feel like it has come at a huge cost to me which was not worth it. Here's the cost it took for me to reach this goal: - Joined college in 2016 and never enjoyed the college life or went to gym to make good physique - All I did throughout my 4 years of college was crammed DSA in the hope that one that I will be able to crack a SWE job. - Now after 4 years into my SWE career have not enjoyed life again due to work and have not worked on my physique again. - Never had a relationship. Never went on a trip. - Basically just never did anything which gave me satisfaction and kept myself holed up in my room from last 8 years. - Now when I'm 27 and approaching 30 I feel like wasted my prime years of 20s and it was all pointless. - And btw I hate my job also for which I sacrificed so much. - Now I want to change my life but whenever I try to do so I just am not able to. I'm addicted to watching reels and twitter for short term dopamine to escape my reality which is keeping me from changing my life drastically. - I know there is a problem with me and I know what I need to do fix that but I'm just not able to for some reason which makes me feel worse as it makes me depressed further and takes towards a downward spiral. - Also there is no one in my real life with whom I can share these thoughts without getting judged and feeling worse

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Adulting on

by RuthlessCyborg

Stealth

Parents are my favourite travel buddies

You know, it hit me the other day. I've crossed over to the other side of my twenties, and something's changed. Those wild trips with friends? They're still fun, but these days, I'm itching to pack my bags with Mom and Dad instead - I absolutely love it! Growing up, holidays weren't exactly a luxury, but they were... basic. A trip to the nearest hill station, staying at modest lodges. Or visiting relatives, where the biggest adventure was exploring a new neighborhood. Dad, the ever-dedicated government employee, and Mom, who gave up her career to raise me - they did their best with what we had. Every spare rupee went into FDs, their dreams tucked away in those fixed deposits with my name on them. Fancy hotels or exotic locations? Those were things we saw on TV, not experienced firsthand. Their hard work paid off. I landed in a good college, then scored a job that had me earning over a lakh straight out of the gate. When I wanted to switch careers or take risks, they never held me back. They let me fly, even when I'm sure their hearts were in their throats. Now? Now it's my turn. There's something deeply satisfying about booking that fancy hotel room for them, watching Dad's eyes widen at the view, or Mom cautiously testing the softness of the bed. Taking them to restaurants they'd never splurge on themselves - Mom still gasps at the prices, telling me off for wasting money, but I see the pride in her eyes. I love watching them experience things for the first time. Dad figuring out the in-room coffee machine like it's a puzzle. Mom hesitantly trying new cuisines, then asking for seconds. The way they hold hands and gaze at a sunset, finally free from the worries that shadowed their younger years. It's not always smooth sailing. Dad still insists on carrying all the luggage. Mom packs enough snacks to feed a small army. They tire faster than I remember, and sometimes the generation gap yawns wide. But those moments - watching them rediscover each other, seeing them relaxed and happy - they're priceless. This is what money should be for. Not just accumulating stuff, but creating moments. Giving back to the people who gave up so much for us. It's about time they got to enjoy the fruits of their labor, to indulge in the little luxuries they always put off for my sake. So yeah, traveling with parents? It's underrated. It's a chance to see the world through their eyes, to understand them as people, not just as "Mom and Dad". It's watching them blossom when the weight of responsibility lifts. To anyone out there lucky enough to still have their parents around - take that trip. Book that nice hotel. Splurge on that fancy dinner. The memories you'll make? They're worth more than any investment you could ever make. Because the truth is, our time with them is limited. Every year that passes, I'm more aware of the clock ticking. And nothing - no project, no promotion, no amount of money - is more important than carving out every possible moment to be with them, to show them the world beyond what they've shown me. I want to fill their remaining years with as much joy and wonder as they filled my childhood. Because one day, these memories will be all I have left. And I want them to be spectacular - full of new experiences, shared laughter, and the spark in their eyes as they see the world anew through the life they worked so hard to give me. Here's a picture from our trip to Mukteshwar, lit up a nice bonfire post dinner on a chilly November night - this Airbnb was possibly one of the best I've been to!

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