GigglyUnicorn
GigglyUnicorn
Student

What Mutual funds should I invest in?

Hey Viners!

I am new to investing and want to start with MF's but confused which ones to choose! Any suggestions?

8mo ago
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ZestyBiscuit
ZestyBiscuit
EY8mo

Personally I invest majorly in Index funds. It’s simple and best. No need to worry much, on an average it should fetch 12% minimum. Considering growth in Indian economy, I am optimistic about returns

GigglyUnicorn
GigglyUnicorn
Student8mo

Any names?

ZestyBiscuit
ZestyBiscuit
EY8mo

Navi nifty 50 index fund and Nippon Sensex fund. Both have low expense ratio and same stocks with similar percentage of allotment to other famous index funds

DizzyMarshmallow
DizzyMarshmallow

Please create a target category wise breakup of your portfolio based on your needs and risk profile.

Then choose some top performing one from each category with preferably high AUM and low expense ratio etc

And example distribution can look like

Large cap : 25% Small cap : 25% Hybrid : 40% Miscellaneous : 10% (can include us funds, or funds investing in a particular market segment like infra)

This is just an example distribution; please tweak the numbers according to your needs and preferences.

GigglyUnicorn
GigglyUnicorn
Student8mo

Thank you so much for the information! Will definitely consider this!

SquishyBanana
SquishyBanana

Almost any equity MF of a reputed company .. check past returns to sort

GigglyUnicorn
GigglyUnicorn
Student8mo

Thanks!

PrancingWalrus
PrancingWalrus

Gilt funds for next 2 3 years

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