Personally I invest majorly in Index funds. It’s simple and best. No need to worry much, on an average it should fetch 12% minimum. Considering growth in Indian economy, I am optimistic about returns

Navi nifty 50 index fund and Nippon Sensex fund. Both have low expense ratio and same stocks with similar percentage of allotment to other famous index funds

Senior Consultant

Almost any equity MF of a reputed company .. check past returns to sort

Software Engineer

Please create a target category wise breakup of your portfolio based on your needs and risk profile. 
  
 Then choose some top performing one from each category with preferably high AUM and low expense ratio etc 
  
 And example distribution can look like 
  
 Large cap :  25% 
 Small cap : 25% 
 Hybrid : 40% 
 Miscellaneous : 10% (can include us funds, or funds investing in a particular market segment like infra) 
  
 This is just an example distribution; please tweak the numbers according to your needs and preferences.

Thank you so much for the information! Will definitely consider this!

Software Developer

Business Analyst

Hey Viners!   I am new to investing and want to start with MF's but confused which ones to choose! Any suggestions?

Welcome to Fintech India's Private Community

Hey Viners! 

I am new to investing and want to start with MF's but confused which ones to choose! Any suggestions?

What Mutual funds should I invest in?

What Mutual funds should I invest in?- Grapevine

Welcome to Personal Finance's Private Community

Hi everyone,
How do you guys decide mutual fund to invest in? Most people go by recommendation by friend or ca but if you want to do your own research it's still tough to decide. Tutorials online will narrow down 1000s of funds to couple of hundreds. How to decide after that? Or is there any other sip that I can starts like ETFs?

Mutual funds

Data engineer

Hello good people of grapevine,

I have recently started my full-time job as a software engineer, and wanted to start my journey into investing.

After doing a bit of research, I feel SIPs in mutual funds is the way to go forward at this point. For now I want to start putting 20k into MF SIPs every month. I took a look at a few MFs which were very high risk but over a period of 3-5 years yielded great returns (50%) as well. While the low to moderate risk MFs yielded low returns (5%).

Though the risk is high, but seeing stable returns over a large period of time, how safe is it to invest in very high risk MFs and not incur losses?

Any other advice is also thoroughly appreciated
Thanks fellow grapeviners.

risk appetite: moderate to high
investment horizon: 5-10 years

Need help investing in high risk MFs

Where can I start understanding  and investing  in Mutual funds.?

We have heard so many times that it's difficult to beat the index and people should stick to investing in index mutual funds.

Well I've been doing SIP in selected non-index funds for past 4-5 years and surprised to that I'm comfortably beating nifty 50 benchmark. 

How are your gains looking and how long have you been investing?

Gains

Hi, I am new to investing, wanted to know which mutual funds should I choose. m 23 I have around 10k to invest per month ? Or you can share where are you guys investing?

Need mutual fund advice

Computer scientist

I want to start investing in mutual funds. I want to design my portfolio for the long term goals(15 years min). I was confused about what the mix of funds should be.  I can take risks now but I don't want my portfolio to be volatile as fuck. Like 15-16% returns with some diversification(5% or you suggest) in debt maybe. 

Can someone suggest what should be an ideal mix?

Thanks in advance
P.S. Upvote please even if you can't help as it will reach desired audience.

Mutual fund portfolio for 25 YO

Which mutual funds are good for the long term (10+  years ) ?

Which mutual funds should I Invest in?

I grew up in a family which used to be just above poverty line. My mom had worked a lot to provide making 7K a month. I now have a job that pays 15lpa. Other than good food on table I'm not sure what i should do with the money. I save everything left after removing house expenses Which is 75% of my income. I know saving is good but i don't want endup saving a huge pile and dying without using any of it.i want to exprfi6good things. How did you guys spend when you tried to raise from almost poor to a decent standard of living

Not sure how to spend the money that i make

Similar background, always dreamt of a decent gaming pc or console. 
 First thing i did after setting up sip was buying ps4. 
  
 Travel, travelling is expensive but the experiences you have a worth it. 
  
 Spend on parents, buy em phones, clothes or sponsor there religious trips. 
  
 Charity, dont forget your roots. 
  
 Definitely dont become a horder, but dont go ballistic as well. 
  
 Also well done for beating the system.  
 Cheers

Thinking to start doing some investments (SIP), looking for options with tax saver benefits and some high returns in long term.

Thanks

Can you guys/girls suggest me some reliable Mutual Funds?

Infrastructure Engineer

Can anyone suggest some good mid-cap and small- cap mutual funds to invest in?

My goal is to grow my money. I am fine with high risk ones as well.

Looking for suggestions on where to invest and what are the best options in that category

For example, Canara Robeco Bluechip Fund for equity investments

Looking for suggestions on Mutual Funds, Bonds, PPF, EPF, FD, or any other types of investments paying off right now

Investment diversification

Product Manager

I started investing pretty late into MF's. Started with around 500-1000 rs per month around the covid period. I have stayed with those funds mostly equities. Till date have a decent XIRR of 30+ with around 20+% profit. (Dont even know what xirr indicates)

I am not sure whether I need to sell this funds and reinvest into another funds.

How to take that call. Any Mutual fund expert plz guide.

Mutual Funds Buy / Sell

Need mutual fund suggestions for SIP for 20 years.

Need mutual fund suggestions

Hey please suggest 2 mutual funds, iam planning to invest 16 k ,sip,long term...thank you

UX/UI Designer

If we are a beginner is it good to invest ourselves through any Investing apps like Grow/ETMoney etc.. or should we consult any financial advisor or firm to start our investing journey. Please suggest.

Investing Advice

Application Analyst

Every month my salary gets credited I barely spend 20% of it the rest of it is just sitting around in my bank account it's already above 5L. I keep thinking of investing it in stocks/mf but it's a lot of work 😔 

What do you guys do with your salary, it would be great if you can share your investment strategy and how do you keep yourself motivated to stick to it

What should I do with my money

I understand to create significant wealth you either invest regularly or build your own business. I definitely want to start with the first and get into stocks, options and anything that can help me trade short term. So how to start preparing for it considering I have zero knowledge of fundamentals and hands on practice of platforms

How to start with stock market ?

Analyst

I have these active investments as MF monthly SIP. The percentages are the percentage of money invested out of my total monthly investment.

Any changes needed here?

Mutual fund suggestion needed

Market Index Linked Fund, search MILF on Google for further details

What Mutual funds should I invest in?

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