Who is building good CCs for NTC in India?
Such few options when I go out to research and none of them are good enough either. Considering so many people have difficulty getting a CC, isn’t it obvious that there is a large market gap for products for new to credit segment? Anyone know of any company creating such a product?
FD backed cards are starting to gain traction. In this increasing demand for credit, they are the default option for NTC but yes there is a massive market gap. OneCard and Fi Money are the only fintech players with FD backed cards that I know of. Most others are incumbents with really bad products in general.
No one, coz OneCard is solving for FD-backed and most RMs will sort for employee-bank acc holders
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