Best CC apart from HDFC infinia

14mo ago

FluffyNugget

Plivo14mo

Best is relative in CC. Totally depends on what u spend on most then which CC can give u most benefit

BouncyQuokka

EXL14mo

Exactly. People see credit cards as a marker of social status and try to get hands on every top class CC under the sun. But they don't know what is their spending behaviour and pattern which would maximize the rewards. Buying CC only for the sake of having it would waste your annual fees or you many end up spending above your budget to waive off the fees.

Worst decision, imo.

PerkyPenguin

Boston Consulting Group (BCG)14mo

Agreed. I only get lifetime free cards. Whatever you get on those CC is the added advantage.

WigglyMarshmallow

Accenture14mo

Amex Platinum/Black, Induslnd Celesta, SBI Aurum and many more but HDFC infinia is hands down best CC in india imo

FuzzyPickle

Amazon14mo

Thanks

QuirkyBagel

Stealth14mo

What does infinia offer over an above DCB?

FuzzySushi

Vercel14mo

Sbi Cashback for online transactions
Axis Ace for offline transactions

unlees you spend 2 crore per month like other elite people in Grapeviners. These cards are value for money

FuzzyPickle

Amazon14mo

Thanks

SquishyCupcake

Stealth14mo

Hdfc Millenia works as a good allrounder

FuzzyPickle

Amazon14mo

Why not DB or Infinia ??

FuzzySushi

Vercel14mo

Infinia is invite only and DCB is hard to get

DancingBoba

Stealth14mo

This Qs answer needs context - monthly expenses (in thousands/lakhs per month, preferably with a split across categories), expectations from reward points (cashback, domestic economy travel, international business class travel etc)