Best CC apart from HDFC infinia
Best is relative in CC. Totally depends on what u spend on most then which CC can give u most benefit
Kendall Hyrum
Student
10 months ago
Exactly. People see credit cards as a marker of social status and try to get hands on every top class CC under the sun. But they don't know what is their spending behaviour and pattern which would maximize the rewards. Buying CC only for the sake of having it would waste your annual fees or you many end up spending above your budget to waive off the fees.
Worst decision, imo.
Agreed. I only get lifetime free cards. Whatever you get on those CC is the added advantage.
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Amex Platinum/Black, Induslnd Celesta, SBI Aurum and many more but HDFC infinia is hands down best CC in india imo
Aaron Gabriel
Stealth
10 months ago
What does infinia offer over an above DCB?
Sbi Cashback for online transactions
Axis Ace for offline transactions
* unlees you spend 2 crore per month like other elite people in Grapeviners. These cards are value for money
Jordon Lee
Stealth
10 months ago
Hdfc Millenia works as a good allrounder
I use HDFC Diners Club. Have used other free ones but didn't benefit from them much. https://cred.club/credit-card-bill-payment-online/articles/10-best-credit-cards-for-beginners-in-india