

Best CC apart from HDFC infinia
Talking product sense with Ridhi
9 min AI interview5 questions

Best is relative in CC. Totally depends on what u spend on most then which CC can give u most benefit

Exactly. People see credit cards as a marker of social status and try to get hands on every top class CC under the sun. But they don't know what is their spending behaviour and pattern which would maximize the rewards. Buying CC only for the sake of having it would waste your annual fees or you many end up spending above your budget to waive off the fees.
Worst decision, imo.

Agreed. I only get lifetime free cards. Whatever you get on those CC is the added advantage.

This Qs answer needs context - monthly expenses (in thousands/lakhs per month, preferably with a split across categories), expectations from reward points (cashback, domestic economy travel, international business class travel etc)

I use HDFC Diners Club. Have used other free ones but didn't benefit from them much. https://cred.club/credit-card-bill-payment-online/articles/10-best-credit-cards-for-beginners-in-india


Which credit card will be worth it when you are earning 40+ lpa?
I have HDFC regalia and I am planning to upgrade, looking out for suggestions.

Which credit card is the best
Comparing things across rewards, customer support and ease of onboarding. I was looking to apply and don’t know exactly what I should be looking for

Which is the credit card with best rewards to fee ratio?
I have multiple LTF cards, but none give the value for my spends. Adding 20-30 points makes no sense to continuing those